UBA Mobile Banking vs IdonPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Mobile Banking
Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.
- Biometric quick login
- Faster sliding menu navigation
- Intuitive screen design
- ATM/Branch locator
- 24-hour live chat support
- Airtime top-up from contacts
- Favourites list for transactions
- Bill payment reminders
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UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers
IdonPay
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Every trader gives credit — the hard part is remembering who owes what, and getting paid without an awkward conversation. IdonPay keeps a real record of every credit sale, so nothing depends on your memory or a notebook that can get lost. WHAT YOU GET, FREE FOREVER • Today — see what's confirmed in your account, what's still unmatched, and what's running low, all on one screen • Record a sale in seconds — cash, transfer, or credit, with or without a signal • Owing — every customer who owes you, how much, and for how long, sorted so overdue debts stand out • WhatsApp reminders — send a customer their balance or a payment receipt with one tap • Transaction Book — every sale and payment, searchable, with automatic matching against money that hits your account • Inventory — track stock or materials, and get warned before you run out IDONPAY PRO Try it free for 14 days, no card required. • Business Insights — see your real margins by product and how this week compares to last • Savings Groups — run ajo/esusu contributions digitally: who has paid, whose turn it is to collect, and receipts for both • Full transaction history, beyond the free 30-day window • PDF statements you can hand to a bank or a partner Recording, matching, Today, and Owing are free forever — no trial, no catch. We only ask you to pay once IdonPay is already saving you real time and real money. Terms of Use (EULA): https://idonpay.rapfixtech.com/terms
Screenshots
Verdict
The clearest difference is in-app purchases: UBA Mobile Banking at none against IdonPay's 2. IdonPay's advantage is update cadence (every 3 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IdonPay sells 2 in-app purchases, starting at $1.99 per month. UBA Mobile Banking asks for nothing beyond the download.
UBA Mobile Banking ships an update every 4 months, IdonPay every 3 days. The most recent releases landed on October 25, 2026 and September 28, 2026 respectively.
| Parameter | UBA Mobile Banking | IdonPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (12K ratings) — better | — |
| Positive reviews | 37.8% of reviews | — |
| Number of ratings | 12K — better | — |
| Update frequency | Every 4 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 125 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | AppsVoltz Limited |
Bugs and requests
UBA Mobile Banking
Reported bugs
4 issues- Login issues and inability to generate OTP
- Blank pages and unresponsive features
- Incorrect account balance display
- Failed transactions not properly handled
Requested features
4 requests- Improve transaction history and reporting
- Enhance app stability and performance
- Streamline UI and user experience
- Provide better customer support
IdonPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Mobile Banking
No in-app purchases
IdonPay
- IdonPay Pro Monthly$1.991 Month
- IdonPay Pro Yearly$12.991 Year









