Comparison

UBA Mobile Banking vs IdonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile Banking

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Highlights
  • Biometric quick login
  • Faster sliding menu navigation
  • Intuitive screen design
  • ATM/Branch locator
  • 24-hour live chat support
  • Airtime top-up from contacts
  • Favourites list for transactions
  • Bill payment reminders
Features
Read full description

UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers

About

IdonPay

Features
Read full description

Every trader gives credit — the hard part is remembering who owes what, and getting paid without an awkward conversation. IdonPay keeps a real record of every credit sale, so nothing depends on your memory or a notebook that can get lost. WHAT YOU GET, FREE FOREVER • Today — see what's confirmed in your account, what's still unmatched, and what's running low, all on one screen • Record a sale in seconds — cash, transfer, or credit, with or without a signal • Owing — every customer who owes you, how much, and for how long, sorted so overdue debts stand out • WhatsApp reminders — send a customer their balance or a payment receipt with one tap • Transaction Book — every sale and payment, searchable, with automatic matching against money that hits your account • Inventory — track stock or materials, and get warned before you run out IDONPAY PRO Try it free for 14 days, no card required. • Business Insights — see your real margins by product and how this week compares to last • Savings Groups — run ajo/esusu contributions digitally: who has paid, whose turn it is to collect, and receipts for both • Full transaction history, beyond the free 30-day window • PDF statements you can hand to a bank or a partner Recording, matching, Today, and Owing are free forever — no trial, no catch. We only ask you to pay once IdonPay is already saving you real time and real money. Terms of Use (EULA): https://idonpay.rapfixtech.com/terms

Screenshots

UBA Mobile Banking4 screens
IdonPay4 screens

Verdict

The call

The clearest difference is in-app purchases: UBA Mobile Banking at none against IdonPay's 2. IdonPay's advantage is update cadence (every 3 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IdonPay sells 2 in-app purchases, starting at $1.99 per month. UBA Mobile Banking asks for nothing beyond the download.

UpkeepUpdate frequency

UBA Mobile Banking ships an update every 4 months, IdonPay every 3 days. The most recent releases landed on October 25, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
UBA Mobile Banking versus IdonPay: the parameters behind the verdict, then further details
ParameterUBA Mobile BankingIdonPay
PriceFreeFree
Rating4.0 (12K ratings) — better—
Positive reviews37.8% of reviews—
Number of ratings12K — better—
Update frequencyEvery 4 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size125 MB61 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcAppsVoltz Limited

Bugs and requests

UBA Mobile Banking

Reported bugs

4 issues
  • Login issues and inability to generate OTP
  • Blank pages and unresponsive features
  • Incorrect account balance display
  • Failed transactions not properly handled

Requested features

4 requests
  • Improve transaction history and reporting
  • Enhance app stability and performance
  • Streamline UI and user experience
  • Provide better customer support

IdonPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile Banking

No in-app purchases

2 purchases

IdonPay

Subscriptions2
  • IdonPay Pro Monthly$1.991 Month
  • IdonPay Pro Yearly$12.991 Year

Questions

Is UBA Mobile Banking free?
UBA Mobile Banking is free to download, with no in-app purchases.
Is IdonPay free?
IdonPay is free to download, with in-app purchases available.
Do UBA Mobile Banking or IdonPay have ads?
Neither UBA Mobile Banking nor IdonPay shows ads.
Which is updated more often, UBA Mobile Banking or IdonPay?
UBA Mobile Banking ships an update every 4 months, and IdonPay every 3 days. Most recently, UBA Mobile Banking was updated on October 25, 2026 and IdonPay on September 28, 2026.

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