Comparison

Patelco Mobile Banking vs FTB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Patelco Mobile Banking

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Find ATMs and branches
  • View and activate cash back offers
Features
Read full description

Welcome to Patelco Mobile! We are always working to make our app better for our members and will provide regular updates in the App Store. The Patelco Mobile Banking app allows you access to your accounts anywhere, anytime from your Apple mobile device. You can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, deposit a check, contact your local branch, and find ATM and branches in your area. Your finances, on the go.

About

FTB Mobile

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

Highlights
  • Check refund status
  • Make online tax payments
  • Schedule future payments
  • Pay from bank account
  • No registration required
Features
Read full description

The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.

Screenshots

Patelco Mobile Banking4 screens
FTB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Patelco Mobile Banking at 84% against FTB Mobile's 0%. Patelco Mobile Banking also leads on rating (4.8 vs 2.3) and update cadence (every 2 months vs every 13 months). FTB Mobile's advantage is iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Patelco Mobile Banking holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 84% of Patelco Mobile Banking's written reviews are positive against 0% of FTB Mobile's.

UpkeepUpdate frequency

Patelco Mobile Banking ships an update every 2 months, FTB Mobile every 13 months. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Patelco Mobile Banking versus FTB Mobile: the parameters behind the verdict, then further details
ParameterPatelco Mobile BankingFTB Mobile
PriceFreeFree
Rating4.8 (53K ratings) — better2.3 (50 ratings)
Positive reviews84.1% of reviews — better0.0% of reviews
Number of ratings53K — better50
Update frequencyEvery 2 months — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.2 — better
Further details — not scored
Size129 MB50 MB
Age rating4+4+
DeveloperPatelco Credit UnionFranchise Tax Board

Customer experience

Patelco Mobile Banking

All ratings50,124 ratings
Positive97.5%
Neutral1.3%
Negative1.2%
Written reviews270 reviews
Positive84.1%
Neutral3.0%
Negative13.0%

FTB Mobile

All ratings40 ratings
Positive30.0%
Neutral10.0%
Negative60.0%
Written reviews22 reviews
Positive0.0%
Neutral13.6%
Negative86.4%

Bugs and requests

Patelco Mobile Banking

Reported bugs

3 issues
  • Mobile deposit issues causing app crashes
  • Repeated login problems and account access restrictions
  • Inconsistent app behavior after recent updates

Requested features

4 requests
  • Dark mode option
  • Improved account management features
  • Enhanced mobile deposit capabilities
  • Faster and more reliable app performance

FTB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Patelco Mobile Banking

No in-app purchases

None

FTB Mobile

No in-app purchases

Questions

Is Patelco Mobile Banking free?
Patelco Mobile Banking is free to download, with no in-app purchases.
Is FTB Mobile free?
FTB Mobile is free to download, with no in-app purchases.
Which has better reviews, Patelco Mobile Banking or FTB Mobile?
Patelco Mobile Banking is rated higher. Patelco Mobile Banking averages 4.8 out of 5 from 53K ratings, while FTB Mobile averages 2.3 from 50 ratings.
Do Patelco Mobile Banking or FTB Mobile have ads?
Neither Patelco Mobile Banking nor FTB Mobile shows ads.
Which is updated more often, Patelco Mobile Banking or FTB Mobile?
Patelco Mobile Banking ships an update every 2 months, and FTB Mobile every 13 months. Most recently, Patelco Mobile Banking was updated on November 4, 2026 and FTB Mobile on November 3, 2026.

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