Comparison

FTB Mobile vs Kemper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTB Mobile

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

Highlights
  • Check refund status
  • Make online tax payments
  • Schedule future payments
  • Pay from bank account
  • No registration required
Features
Read full description

The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.

About

Kemper

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

Highlights
  • Policy management
  • Digital ID cards
  • Claims filing
  • Payment management
  • Roadside assistance access
Features
Read full description

Kemper offers seamless access to your auto insurance policy, ID cards, claims, payments, and roadside assistance. Manage your insurance needs securely and conveniently from your mobile device.

Screenshots

FTB Mobile4 screens
Kemper4 screens

Verdict

The call

The clearest difference is update cadence: Kemper at every 4 weeks against FTB Mobile's every 13 months. Kemper also leads on rating (2.5 vs 2.3). FTB Mobile's advantage is iOS requirement (12.2 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kemper holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 50 and 115 respectively. Written reviews point the same way: 0% of FTB Mobile's written reviews are positive against 6% of Kemper's.

UpkeepUpdate frequency

FTB Mobile ships an update every 13 months, Kemper every 4 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
FTB Mobile versus Kemper: the parameters behind the verdict, then further details
ParameterFTB MobileKemper
PriceFreeFree
Rating2.3 (50 ratings)2.5 (115 ratings) — better
Positive reviews0.0% of reviews6.5% of reviews — better
Number of ratings50115 — better
Update frequencyEvery 13 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.2 — better15.0
Further details — not scored
Size50 MB22 MB
Age rating4+4+
DeveloperFranchise Tax BoardKemper Corporation

Customer experience

FTB Mobile

All ratings40 ratings
Positive30.0%
Neutral10.0%
Negative60.0%
Written reviews22 reviews
Positive0.0%
Neutral13.6%
Negative86.4%

Kemper

All ratings115 ratings
Positive33.9%
Neutral6.1%
Negative60.0%
Written reviews31 reviews
Positive6.5%
Neutral0.0%
Negative93.5%

In-app purchases

None

FTB Mobile

No in-app purchases

None

Kemper

No in-app purchases

Questions

Is FTB Mobile free?
FTB Mobile is free to download, with no in-app purchases.
Is Kemper free?
Kemper is free to download, with no in-app purchases.
Which has better reviews, FTB Mobile or Kemper?
Kemper is rated higher. FTB Mobile averages 2.3 out of 5 from 50 ratings, while Kemper averages 2.5 from 115 ratings.
Do FTB Mobile or Kemper have ads?
Neither FTB Mobile nor Kemper shows ads.
Which is updated more often, FTB Mobile or Kemper?
FTB Mobile ships an update every 13 months, and Kemper every 4 weeks. Most recently, FTB Mobile was updated on October 21, 2026 and Kemper on October 22, 2026.

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