Comparison

Valley Strong Mobile Banking vs FTB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valley Strong Mobile Banking

Manage your finances on the go with this mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks directly from your device. Access your accounts anytime, anywhere for convenient financial management.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Pay bills conveniently
  • Make loan payments
  • Deposit checks remotely
  • Access funds anytime, anywhere
Features
Read full description

Valley Strong Mobile Banking allows you to access your funds anytime, anywhere! With Valley Strong Mobile Banking you have access to: - Check balances - Transfer money - Pay bills - Make loan payments - Deposit checks - And more! Message and data rates may apply. Valley Strong is federally insured by NCUA.

About

FTB Mobile

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

Highlights
  • Check refund status
  • Make online tax payments
  • Schedule future payments
  • Pay from bank account
  • No registration required
Features
Read full description

The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.

Screenshots

Valley Strong Mobile Banking4 screens
FTB Mobile4 screens

Verdict

The call

The clearest difference is rating: Valley Strong Mobile Banking at 4.8 against FTB Mobile's 2.3. Valley Strong Mobile Banking also leads on update cadence (every 5 weeks vs every 13 months) and review sentiment (28% vs 0%). FTB Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Valley Strong Mobile Banking holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Valley Strong Mobile Banking has 5.4K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 28% of Valley Strong Mobile Banking's written reviews are positive against 0% of FTB Mobile's.

UpkeepUpdate frequency

Valley Strong Mobile Banking ships an update every 5 weeks, FTB Mobile every 13 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Valley Strong Mobile Banking versus FTB Mobile: the parameters behind the verdict, then further details
ParameterValley Strong Mobile BankingFTB Mobile
PriceFreeFree
Rating4.8 (5.4K ratings) — better2.3 (50 ratings)
Positive reviews28.4% of reviews — better0.0% of reviews
Number of ratings5.4K — better50
Update frequencyEvery 5 weeks — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.2 — better
Further details — not scored
Size153 MB50 MB
Age rating4+4+
DeveloperValley Strong Credit UnionFranchise Tax Board

Customer experience

Valley Strong Mobile Banking

All ratings5,405 ratings
Positive95.9%
Neutral1.5%
Negative2.6%
Written reviews88 reviews
Positive28.4%
Neutral13.6%
Negative58.0%

FTB Mobile

All ratings40 ratings
Positive30.0%
Neutral10.0%
Negative60.0%
Written reviews22 reviews
Positive0.0%
Neutral13.6%
Negative86.4%

Bugs and requests

Valley Strong Mobile Banking

Reported bugs

5 issues
  • Zelle feature not working
  • Inability to make mortgage payments from app
  • Inconsistent CAPTCHA prompts
  • Incorrect date format defaults in transfer flows
  • Mobile check deposit not functioning

Requested features

5 requests
  • Add card lock feature
  • Restore saved username functionality
  • Improve date/calendar format in transfer flows
  • Enable full account/routing number visibility
  • Optimize app for iPad use

FTB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Valley Strong Mobile Banking

No in-app purchases

None

FTB Mobile

No in-app purchases

Questions

Is Valley Strong Mobile Banking free?
Valley Strong Mobile Banking is free to download, with no in-app purchases.
Is FTB Mobile free?
FTB Mobile is free to download, with no in-app purchases.
Which has better reviews, Valley Strong Mobile Banking or FTB Mobile?
Valley Strong Mobile Banking is rated higher. Valley Strong Mobile Banking averages 4.8 out of 5 from 5.4K ratings, while FTB Mobile averages 2.3 from 50 ratings.
Do Valley Strong Mobile Banking or FTB Mobile have ads?
Neither Valley Strong Mobile Banking nor FTB Mobile shows ads.
Which is updated more often, Valley Strong Mobile Banking or FTB Mobile?
Valley Strong Mobile Banking ships an update every 5 weeks, and FTB Mobile every 13 months. Most recently, Valley Strong Mobile Banking was updated on November 6, 2026 and FTB Mobile on November 3, 2026.

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