Comparison

FedMobile vs bob World

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FedMobile

This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.

Highlights
  • Account management and transaction viewing
  • Online fund transfers (UPI, IMPS, NEFT, RTGS)
  • Recharge and bill payments
  • Investment in gold and deposit schemes
  • Loan management and application
  • Digital passbook access
  • Service requests and card management
Features
Read full description

This revamped version of FedMobile– Federal Bank’s highly popular mobile banking application - comes with more user-friendly and advanced features than its predecessor, ensuring a richer and more pleasant experience for its users. We have combined Mobile Banking, FedBook and BHIM UPI into a single application plus a whole host of new features and services to make it a one stop shop for all your banking needs. Enriched with new banking and payment features, this version of the app is a complete package, which enables users to access and manage their accounts from anywhere, anytime; it enables the user to undertake – banking as well as non-banking transactions. Specific features include : Recharge & Bill Payments: Our recharge and bill payment sections allow you to do mobile/DTH/Fastag recharges and payment of a wide variety of bills including Mobile, Electricity, Water, Gas etc. Transfer funds online: Make payments and funds transfers online real-time, using payments methods like UPI, IMPS, NEFT, RTGS etc. BHIM UPI: We have integrated all the UPI functionalities into the app so that allows you to enjoy the full bouquet of UPI services using this app. FedBook: Bank’s digital passbook app is now available as an exclusive feature in FedMobile. This allows you to access all your accounts and statements without having to download FedBook separately. Investments: Using the app, you can now invest in Gold and Bank’s various deposit schemes. The “Help Me decide” feature in the app will guide you to the most suitable investment option among all the options. Loans: A full-fledged loans module allows you to manage all your loan accounts, repay loan instalments, apply for loans, and avail loans instantly. Account Services: The account services menu in the side bar allows you manage features linked to your account like Transaction limits, PIN, VPA, Biometric Login, Profile, Email IDs, Nominee details, ON/OFF/Block/Unblock debit cards etc. Service Requests: You can make an array of service requests like Cheque Book, submission of 15G/H, Download TDS certificates, Merchant Services: Our new merchant services section allows you to make Cab, Bus, Flights and Hotel Bookings. To experience the ease and convenience of a truly world-class mobile banking app, download the FedMobile now. Our developers are still fine tuning the app to help you see your accounts listed in the payments page faster and complete UPI, send money/scan and pay transactions quicker. Terms and conditions: https://federalbank.co.in/tandc For any queries related to FedMobile, please write to us at contact@federalbank.co.in or call us at 1800-425-1199/1800-420-1199(National Toll Free Number) or +91-484-2630995/2630995(for NRI customers)

About

bob World

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Highlights
  • Open digital savings account instantly
  • Track expenses with spend analyzer
  • Invest in government schemes
  • Apply for digital loans
  • Book travel and pay bills
  • Secure login with dual PIN
Read full description

We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards

Screenshots

FedMobile4 screens
bob World4 screens

Verdict

The call

FedMobile and bob World both sit at 4.5 stars, but that hides the real split: 37% of FedMobile's written reviews are positive against 25% of bob World's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for FedMobile against 4.6 for bob World. Both are backed by a comparable volume of ratings — 1.5K and 2.2K respectively. Written reviews are what separate them: 37% of FedMobile's written reviews are positive against 25% of bob World's.

UpkeepUpdate frequency

FedMobile ships an update every 6 weeks, bob World every 2 months. Both last shipped on November 11, 2026.

Scorecard1 real difference · 9 level
FedMobile versus bob World: the parameters behind the verdict, then further details
ParameterFedMobilebob World
PriceFreeFree
Rating4.5 (1.5K ratings)4.6 (2.2K ratings) — better
Positive reviews37.2% of reviews — better24.9% of reviews
Number of ratings1.5K2.2K — better
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size234 MB238 MB
Age rating4+4+
DeveloperFederal BankBank of Baroda

Customer experience

FedMobile

All ratings1,457 ratings
Positive88.3%
Neutral2.3%
Negative9.4%
Written reviews422 reviews
Positive37.2%
Neutral8.1%
Negative54.7%

bob World

All ratings2,206 ratings
Positive91.2%
Neutral2.3%
Negative6.5%
Written reviews325 reviews
Positive24.9%
Neutral8.0%
Negative67.1%

User reviews

FedMobile

From 1.5K App Store ratings

What we love

  • 👍 Excellent
  • 🚀 Convenient
  • 🚀 Easy to use
  • 🚀 Reliable and easy to use
  • 🚀 User friendly

Room to improve

  • 🐛 Not working
  • 🐛 Slow
  • 🐛 Crashes
  • 🐛 Buggy
  • 🐛 Unstable

bob World

From 2.2K App Store ratings

What we love

  • 👍 Excellent app
  • 🚀 Quick and easy transactions
  • 🔒 Secure banking experience
  • 👍 User-friendly interface

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Login/registration issues
  • 🐛 Unreliable app performance
  • 🐛 Compatibility problems with newer iOS versions
  • 🐛 Unresponsive customer support

Bugs and requests

FedMobile

Reported bugs

7 issues
  • Login issues
  • Device authentication failures
  • Crashes on opening the app
  • Inability to transfer funds
  • Incorrect account balance display
Show 2 more
  • Beneficiary management issues
  • Slow performance

Requested features

6 requests
  • Dark mode
  • Biometric login
  • Improved UPI and scan-to-pay features
  • Better account management features
  • More payment options
Show 1 more
  • Improved customer support

bob World

Reported bugs

4 issues
  • App stuck on loading screen
  • Unable to add/delete beneficiaries
  • Incorrect account details displayed
  • OTP delivery failures

Requested features

4 requests
  • Ability to reset login PIN
  • Improved transaction history and statement access
  • Support for international phone numbers and NRI customers
  • Simplified UI and navigation

In-app purchases

None

FedMobile

No in-app purchases

None

bob World

No in-app purchases

Questions

Is FedMobile free?
FedMobile is free to download, with no in-app purchases.
Is bob World free?
bob World is free to download, with no in-app purchases.
Which has better reviews, FedMobile or bob World?
bob World is rated higher. FedMobile averages 4.5 out of 5 from 1.5K ratings, while bob World averages 4.6 from 2.2K ratings.
Do FedMobile or bob World have ads?
Neither FedMobile nor bob World shows ads.
Which is updated more often, FedMobile or bob World?
FedMobile ships an update every 6 weeks, and bob World every 2 months. Most recently, FedMobile was updated on November 11, 2026 and bob World on November 11, 2026.

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