Comparison

CareCredit Mobile vs Sunbit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CareCredit Mobile

Manage your CareCredit credit card on the go. Access your digital card, pay bills, find providers, and track your account details. Stay informed with custom notifications and helpful resources.

Highlights
  • Digital card access
  • Bill payment
  • Provider search
  • Account management
  • Custom notifications
  • Secure login
Features
Currently charting
Read full description

Now there's a simple, convenient way to manage and use your CareCredit credit card. With the CareCredit Mobile App, you can access your digital card, pay your bill, find enrolled providers and retail locations that accept CareCredit, set alerts and pay bills from participating doctors and healthcare providers in the network. With a new, vibrant and simple design, the CareCredit Mobile app offers features such as: Easy Set-Up and Login Access • Securely log into your CareCredit account with your username and password then enable Touch ID® or Face ID® (on supported devices) to make logging into the app even more convenient. If you’ve never accessed your account online; tap, “I’ve never logged in before” to get started. • Looking for help or information about the app? Simply tap the "?" icon at the top right of the login screen to access contact information, login assistance, and FAQs at any time. Secure Digital Card Access • Your CareCredit credit card is preloaded when you log in. Just access the Summary and swipe down to view your digital card. • Your CareCredit digital card can be used for purchases within the network of enrolled providers. Convenient Account Management • View your CareCredit statements and manage your statement delivery preferences 24/7. • Make monthly payments to your CareCredit account. • Always know where your account stands. Check your balance and credit limit anytime, anywhere. • View your promotional purchase details, transaction & payment history. • Make payments directly to your doctor or healthcare provider with CareCredit. Find a Location • Search for providers, partners, and retail locations that accept the CareCredit credit card. • Save and quickly access your favorite locations. • Use the map view to explore nearby CareCredit Network locations and get directions. Stay Informed • Set custom notifications to remind you about payments and changes to your account. • Access to helpful information, cardholder resources, and tips for using credit wisely in the Knowledge Center. Learn More: https://www.carecredit.com/app

About

Sunbit

Manage your buy now, pay over time financing for everyday purchases and services. View account details, make payments, and track your installment plans. Access your transaction history and update payment information easily.

Highlights
  • Manage Sunbit Card
  • View account details
  • Make payments
  • Download monthly statements
  • Manage payment plans
  • Track installment payments
  • Update payment methods
Features
Currently charting
Read full description

Sunbit is the Buy Now, Pay-over-time solution for everyday needs and services. Sunbit technology helps you buy what you need without stress. Available in thousands of locations nationwide. An app just for Sunbit customers: Manage your Sunbit Card: View account details, see your minimum payment due, transactions and balances. Make payments. View or download your monthly statements. Update or change your default debit or bank account information. Contact customer support. Sunbit Payment Plans Get instant access to easy tools for managing your plan 24/7. View your purchases and monitor your installment payments. View activity, make payments or pay off early. Update your default payment method. View payment history and payments due. The Sunbit app is free, but your mobile carrier’s message and data rates may apply. Some features are only available for eligible customers and accounts. To log in, Sunbit customers must have a user ID and password or create one in the app. Loans are made by, and the Sunbit Card is issued by, Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit. The Sunbit Card is issued pursuant to a license from Visa U.S.A. Inc. All access and use of the app is subject to and governed by the Sunbit Terms of Use and Privacy Policy. Any feedback? Contact us at feedback@sunbit.com

Screenshots

CareCredit Mobile4 screens
Sunbit4 screens

Verdict

The call

The clearest difference is rating: CareCredit Mobile at 4.8 against Sunbit's 4.0. CareCredit Mobile also leads on review sentiment (78% vs 37%) and ratings volume (64K vs 370). Sunbit's advantage is update cadence (fortnightly vs every 6 weeks) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CareCredit Mobile holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: CareCredit Mobile has 64K ratings behind it against 370, so its average is the more settled of the two. Written reviews point the same way: 78% of CareCredit Mobile's written reviews are positive against 37% of Sunbit's.

UpkeepUpdate frequency

CareCredit Mobile ships an update every 6 weeks, Sunbit fortnightly. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 6 level
CareCredit Mobile versus Sunbit: the parameters behind the verdict, then further details
ParameterCareCredit MobileSunbit
PriceFreeFree
Rating4.8 (64K ratings) — better4.0 (370 ratings)
Positive reviews78.0% of reviews — better37.0% of reviews
Number of ratings64K — better370
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#98 — better#190
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size148 MB72 MB
Age rating4+4+
DeveloperSynchrony FinancialSunbit. Inc

Customer experience

CareCredit Mobile

All ratings64,426 ratings
Positive97.1%
Neutral0.9%
Negative2.0%
Written reviews1,147 reviews
Positive78.0%
Neutral2.0%
Negative20.0%

Sunbit

All ratings370 ratings
Positive73.8%
Neutral3.8%
Negative22.4%
Written reviews92 reviews
Positive37.0%
Neutral8.7%
Negative54.3%

User reviews

CareCredit Mobile

From 64K App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Convenient for making payments
  • 💡 Helpful for emergency vet bills
  • 🚀 User-friendly interface
  • 💡 Useful for medical and dental expenses

Room to improve

  • 🐛 Buggy account activity tracking
  • 🔍 Lack of transparency in credit limit adjustments
  • 🔍 Confusing policies around missed/late payments
  • 🔍 Predatory lending practices reported
  • 🔍 Poor customer service experiences

Sunbit

From 370 App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Helpful for financing needs
  • 👍 Convenient app
  • 🚀 Quick approval process

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Oversized UI elements
  • 🐛 Face ID/login issues
  • 🐛 Disconnects bank account
  • 🐛 Lack of payment scheduling options

Bugs and requests

CareCredit Mobile

Reported bugs

3 issues
  • App not compatible with older iOS versions
  • Recurring issues with login and authentication
  • Inconsistent account balance updates

Requested features

4 requests
  • Allow users to choose payment allocation
  • Improve notification settings and reduce spam
  • Add dispute/chargeback functionality in the app
  • Provide better communication around policy changes

Sunbit

Reported bugs

5 issues
  • App crashes when viewing transactions
  • Face ID/login functionality not working
  • Bank account keeps disconnecting
  • Oversized UI elements on smaller screens
  • Inability to see full payment details

Requested features

4 requests
  • Add payment scheduling options
  • Improve app stability and performance
  • Enhance user interface and navigation
  • Provide better customer support

In-app purchases

None

CareCredit Mobile

No in-app purchases

None

Sunbit

No in-app purchases

Questions

Is CareCredit Mobile free?
CareCredit Mobile is free to download, with no in-app purchases.
Is Sunbit free?
Sunbit is free to download, with no in-app purchases.
Which has better reviews, CareCredit Mobile or Sunbit?
CareCredit Mobile is rated higher. CareCredit Mobile averages 4.8 out of 5 from 64K ratings, while Sunbit averages 4.0 from 370 ratings.
Do CareCredit Mobile or Sunbit have ads?
Neither CareCredit Mobile nor Sunbit shows ads.
Which is updated more often, CareCredit Mobile or Sunbit?
CareCredit Mobile ships an update every 6 weeks, and Sunbit fortnightly. Most recently, CareCredit Mobile was updated on September 26, 2026 and Sunbit on September 24, 2026.
Which is more popular, CareCredit Mobile or Sunbit?
CareCredit Mobile currently peaks at #98 in the App Store charts, and Sunbit at #190. Chart position reflects recent download velocity rather than total install base.

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