Comparison

CFC Mobile Access vs Sunbit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CFC Mobile Access

Manage your credit card account on the go with this app. Securely check balances, make payments, and pay bills. It also allows you to report lost or stolen cards, access statements early, and manage account details.

Highlights
  • Check account balance
  • Make payments
  • Pay bills
  • Report lost/stolen card
  • Access monthly statements early
  • View Cardholder Agreement
  • Add authorized user
Features
Read full description

CFC Mobile Access is a free service offered to cardholders of: · The Verve® Mastercard® · The Reflex® Mastercard® · The Surge® Mastercard® · The FIT™ Mastercard® · The Matrix® Mastercard® · The Cerulean® Mastercard® · The Build® Mastercard® · The Revel® Mastercard® · The Today® Mastercard® CFC Mobile Access gives you secure access to your account anytime, anywhere, so you can check your balance, make a payment, and pay bills on the go. Additional features include: · Report your card as Lost or Stolen, · Access your monthly statement up to five days earlier, · Access your Cardholder Agreement, or · Add an authorized user to your account. Manage your finances straight from your smartphone or tablet on your schedule. Download the CFC Mobile Access App to get started. ©2024 Continental Finance Company, LLC. All rights reserved. Build®, Cerulean®, FIT™, Verve®, Matrix®, Today® and Revel® are issued by The Bank of Missouri, pursuant to a license from Mastercard International. Reflex® and Surge® are issued by Celtic Bank, pursuant to a license from Mastercard International. Continental Finance provides services for your Account but is not a bank. The bank issuing your card will be identified on the back of your Mastercard® and in your Cardholder Agreement, which governs your use of the Account. All trademarks not belonging to Continental Finance are the property of their respective owners.

About

Sunbit

Manage your buy now, pay over time financing for everyday purchases and services. View account details, make payments, and track your installment plans. Access your transaction history and update payment information easily.

Highlights
  • Manage Sunbit Card
  • View account details
  • Make payments
  • Download monthly statements
  • Manage payment plans
  • Track installment payments
  • Update payment methods
Features
Currently charting
Read full description

Sunbit is the Buy Now, Pay-over-time solution for everyday needs and services. Sunbit technology helps you buy what you need without stress. Available in thousands of locations nationwide. An app just for Sunbit customers: Manage your Sunbit Card: View account details, see your minimum payment due, transactions and balances. Make payments. View or download your monthly statements. Update or change your default debit or bank account information. Contact customer support. Sunbit Payment Plans Get instant access to easy tools for managing your plan 24/7. View your purchases and monitor your installment payments. View activity, make payments or pay off early. Update your default payment method. View payment history and payments due. The Sunbit app is free, but your mobile carrier’s message and data rates may apply. Some features are only available for eligible customers and accounts. To log in, Sunbit customers must have a user ID and password or create one in the app. Loans are made by, and the Sunbit Card is issued by, Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit. The Sunbit Card is issued pursuant to a license from Visa U.S.A. Inc. All access and use of the app is subject to and governed by the Sunbit Terms of Use and Privacy Policy. Any feedback? Contact us at feedback@sunbit.com

Screenshots

CFC Mobile Access4 screens
Sunbit4 screens

Verdict

The call

The clearest difference is rating: CFC Mobile Access at 4.3 against Sunbit's 4.0. CFC Mobile Access also leads on ratings volume (9K vs 371). Sunbit's advantage is review sentiment (37% vs 18%) and chart position (#175 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CFC Mobile Access holds the better App Store score, 4.3 against 4.0. That said, the two scores are not equally well evidenced: CFC Mobile Access has 9K ratings behind it against 371, so its average is the more settled of the two. Written reviews complicate that: 18% of CFC Mobile Access's written reviews are positive against 37% of Sunbit's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CFC Mobile Access ships an update every 3 weeks, Sunbit fortnightly. Both last shipped on September 28, 2026.

Scorecard4 real differences · 7 level
CFC Mobile Access versus Sunbit: the parameters behind the verdict, then further details
ParameterCFC Mobile AccessSunbit
PriceFreeFree
Rating4.3 (9K ratings) — better4.0 (371 ratings)
Positive reviews18.1% of reviews37.0% of reviews — better
Number of ratings9K — better371
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#175 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size39 MB72 MB
Age rating4+4+
DeveloperContinental Finance Company, LLCSunbit. Inc

Customer experience

CFC Mobile Access

All ratings9,014 ratings
Positive84.9%
Neutral4.9%
Negative10.2%
Written reviews177 reviews
Positive18.1%
Neutral9.6%
Negative72.3%

Sunbit

All ratings371 ratings
Positive74.1%
Neutral3.8%
Negative22.1%
Written reviews92 reviews
Positive37.0%
Neutral8.7%
Negative54.3%

User reviews

CFC Mobile Access

From 9K App Store ratings

What we love

  • 👍 Convenient app
  • 🚀 Quick and easy application process
  • 💡 Generous credit limit
  • 🚀 Fast credit increases

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Login issues and inability to access account
  • 🐛 Payments not posting or reflecting properly
  • 🐛 Unreliable app functionality
  • 💸 High interest rates and fees

Sunbit

From 371 App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Helpful for financing needs
  • 👍 Convenient app
  • 🚀 Quick approval process

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Oversized UI elements
  • 🐛 Face ID/login issues
  • 🐛 Disconnects bank account
  • 🐛 Lack of payment scheduling options

Bugs and requests

CFC Mobile Access

Reported bugs

4 issues
  • App crashes on login
  • Payment dates not showing up correctly
  • Credit balance not updating after payments
  • Inability to access account information

Requested features

5 requests
  • Add option to pay with debit card
  • Implement Touch ID/Face ID login
  • Save payment information for easier future payments
  • Provide more transparency around payment posting and credit limit updates
  • Improve app design and user experience

Sunbit

Reported bugs

5 issues
  • App crashes when viewing transactions
  • Face ID/login functionality not working
  • Bank account keeps disconnecting
  • Oversized UI elements on smaller screens
  • Inability to see full payment details

Requested features

4 requests
  • Add payment scheduling options
  • Improve app stability and performance
  • Enhance user interface and navigation
  • Provide better customer support

In-app purchases

None

CFC Mobile Access

No in-app purchases

None

Sunbit

No in-app purchases

Questions

Is CFC Mobile Access free?
CFC Mobile Access is free to download, with no in-app purchases.
Is Sunbit free?
Sunbit is free to download, with no in-app purchases.
Which has better reviews, CFC Mobile Access or Sunbit?
CFC Mobile Access is rated higher. CFC Mobile Access averages 4.3 out of 5 from 9K ratings, while Sunbit averages 4.0 from 371 ratings.
Do CFC Mobile Access or Sunbit have ads?
Neither CFC Mobile Access nor Sunbit shows ads.
Which is updated more often, CFC Mobile Access or Sunbit?
CFC Mobile Access ships an update every 3 weeks, and Sunbit fortnightly. Most recently, CFC Mobile Access was updated on September 28, 2026 and Sunbit on September 28, 2026.

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