FirstMobile App vs Efinance Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
Efinance Mobile
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Efinance Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Screenshots
Verdict
The clearest difference is update cadence: FirstMobile App at every 2 months against Efinance Mobile's every 20 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstMobile App ships an update every 2 months, Efinance Mobile every 20 months. The most recent releases landed on September 28, 2026 and September 15, 2026 respectively.
| Parameter | FirstMobile App | Efinance Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | — |
| Positive reviews | 15.1% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Every 2 months — better | Every 20 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 119 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | EFINANCE COMPANY LIMITED |
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
Efinance Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FirstMobile App
No in-app purchases
Efinance Mobile
No in-app purchases
Questions
Is FirstMobile App free?
Is Efinance Mobile free?
Do FirstMobile App or Efinance Mobile have ads?
Which is updated more often, FirstMobile App or Efinance Mobile?
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