Comparison

REPAYit vs GoAuto Insurance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

REPAYit

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

Highlights
  • View bills on device
  • Make payments with card
  • Make payments with ACH
  • Enter merchant code
  • Secure transaction management
Features
Read full description

Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.

About

GoAuto Insurance

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

Highlights
  • Get free car insurance quotes
  • Purchase and manage policies
  • Access digital ID cards
  • Make insurance payments
  • Submit and track claims
  • Renew insurance coverage
Features
Read full description

GoAuto is committed to getting you the best car insurance coverage in town for the lowest price possible! FEATURES QUOTE AND PURCASE New to GoAuto? Get a fast, free quote and start saving today! Once you have your quote, you can purchase and get coverage directly from the App. DIGITAL ID CARDS AND DOCUMENTS. Access your ID Card and Declaration page directly from the App with the touch of a button. PAY YOUR INSURANCE Make monthly payments quickly and easily with our flexible payment methods. SUBMIT AND MANAGE CLAIMS Quickly submit a new claim along with pictures to help expedite the process. Receive notifications and status updates as your claim is processed. RENEW YOUR COVERAGE Easily renew your policy to keep your coverage up to date. MANAGE YOUR POLICY Make changes to your policy and contact information with ease from within the App.

Screenshots

REPAYit4 screens
GoAuto Insurance4 screens

Verdict

The call

The clearest difference is rating: REPAYit at 2.4 against GoAuto Insurance's 2.1. GoAuto Insurance's advantage is ratings volume (178 vs 29) and iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

REPAYit holds the better App Store score, 2.4 against 2.1. That said, the two scores are not equally well evidenced: GoAuto Insurance has 178 ratings behind it against 29, so its average is the more settled of the two. Written reviews split almost evenly too, at 10% and 10% positive.

UpkeepUpdate frequency

REPAYit ships an update monthly, GoAuto Insurance every 6 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
REPAYit versus GoAuto Insurance: the parameters behind the verdict, then further details
ParameterREPAYitGoAuto Insurance
PriceFreeFree
Rating2.4 (29 ratings) — better2.1 (178 ratings)
Positive reviews10.0% of reviews — better9.7% of reviews
Number of ratings29178 — better
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size73 MB61 MB
Age rating4+4+
DeveloperREPAY - Realtime Electronic PaymentsGoAuto Management Services, LLC

Customer experience

REPAYit

All ratings29 ratings
Positive34.5%
Neutral3.4%
Negative62.1%
Written reviews10 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

GoAuto Insurance

All ratings149 ratings
Positive22.8%
Neutral1.3%
Negative75.8%
Written reviews62 reviews
Positive9.7%
Neutral0.0%
Negative90.3%

In-app purchases

None

REPAYit

No in-app purchases

None

GoAuto Insurance

No in-app purchases

Questions

Is REPAYit free?
REPAYit is free to download, with no in-app purchases.
Is GoAuto Insurance free?
GoAuto Insurance is free to download, with no in-app purchases.
Which has better reviews, REPAYit or GoAuto Insurance?
REPAYit is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while GoAuto Insurance averages 2.1 from 178 ratings.
Do REPAYit or GoAuto Insurance have ads?
Neither REPAYit nor GoAuto Insurance shows ads.
Which is updated more often, REPAYit or GoAuto Insurance?
REPAYit ships an update monthly, and GoAuto Insurance every 6 weeks. Most recently, REPAYit was updated on October 24, 2026 and GoAuto Insurance on October 29, 2026.

Other comparisons