Branch vs ImmediatePay

Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements, direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup. With your Branch account and card, you can save, spend, or send earnings however you like. SAVE Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals. SEND Send your money to external bank accounts if needed, or to peers by connecting other P2P apps. SPEND Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs. With Branch, you can… +Get Fast, Flexible Access to Your Earnings Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks. +Create Your Own Payday If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses. +Enjoy Fee-Free Banking Options Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees. +Access Free Financial Wellness Tools Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more. +Pay Bills Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments. +Transfer Money Easily Quickly move money between other bank accounts when needed. +Pay On the Go Contactless payments are easy to use by enabling Apple Pay or Google Pay. Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat. Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.

Access the Pay You’ve Earned When You Need It Most We partner with employers to offer access to earned pay between paydays and our pay card solutions. How ImmediatePay Works Your earned pay is available to access after you finish your workday, thanks to time tracking and payroll connections with Immediate. Simply choose the amount you’d like to transfer, select where to send the funds, and confirm the details. It’s that simple—you’ve just been paid! Financial Wellness Tools Whether you’re looking to manage your expenses better, start saving for a financial goal, or build healthier habits, ImmediatePay gives you access to tools that can help improve your overall financial wellness. Financial Coaching: Do you have specific questions about your finances? As an enrolled user, you can access real-time financial coaching from our experts. Whether you need advice on saving for an emergency fund or improving your credit score, we’re here to help guide you! Financial Surveys: Take charge of your financial health with tools like the FinHealth Score® from the Financial Health Network. Assess spending, saving, borrowing, and planning behaviors to make smarter decisions to improve your financial well-being. Financial Education: Access hundreds of financial education articles and financial wellness calculators. Whether you’re just starting out or working toward long-term goals, these resources will help you make informed decisions no matter where you are in your financial journey. Prescription Savings: Save big on prescriptions for you and your family with up to 80% savings on medications at over 65,000+ pharmacies nationwide. Get Started with ImmediatePay Today ImmediatePay is offered through participating employers as a financial wellness benefit. If your workplace doesn’t have it yet, ask your employer to consider offering ImmediatePay so you can access the pay you’ve earned when you need it most.