Comparison

Ria Money Transfer vs NCB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Send money internationally with ease and security. This app allows you to transfer funds to over 190 countries, offering competitive exchange rates and multiple delivery options. Track your transfers and manage your transactions efficiently.

Highlights
  • International money transfers to 190+ countries
  • Cash pickup, bank deposit, mobile wallet, or home delivery
  • Debit card, bank account, or credit card transfers
  • Instant money transfer capability
  • Track transfer progress
  • Currency converter
  • Repeat transfers with Send Again
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

NCB Mobile

Manage your banking from anywhere with this app. Check balances, transfer funds, pay bills, and manage credit cards. Access account details and receive loan offers conveniently.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Manage credit cards
  • Add beneficiaries
  • View currency conversion
  • Receive loan offers
Features
Read full description

Bypass the lines and hours of waiting. Complete your routine banking transactions from anywhere in the world, any time you please with the bank that’s in your hands! The NCB Mobile App makes it easy to: - Check account balances • View your Saving, Chequing, Loan, Deposit or Investment account (accounts must already be enabled on the web) • View the last 20 Transactions - Transfer funds • Between own accounts • To third-party NCB accounts • To third-party non-NCB accounts - Pay bills including credit cards - Add beneficiaries and payee - Manage Credit Cards • View available and current balances • View minimum balance and payment due date (to avoid those late charges) • View Statement date and balances • Credit Card Limit - Send feedback and report issues in real time - View conversion between Jamaican and Foreign exchange currencies - View and receive loan offers. It’s sleek, intuitive and easy to use but don’t just take our word for it, try it out for yourself! Disclosure: 1. The NCB Mobile App is currently only available to customers who: • Have an active NCB Online profile • Are RSA token enabled 2. Users must allow location and other permissions for security purposes, or forfeit their ability to use the app.

Screenshots

Ria Money Transfer4 screens
NCB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Ria Money Transfer at every 8 days against NCB Mobile's every 6 weeks. Ria Money Transfer also leads on ratings volume (303K vs 17K) and chart position (#143 vs unranked). NCB Mobile's advantage is review sentiment (79% vs 58%) and iOS requirement (12.4 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Ria Money Transfer against 4.7 for NCB Mobile. That said, the two scores are not equally well evidenced: Ria Money Transfer has 303K ratings behind it against 17K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Ria Money Transfer's written reviews are positive against 79% of NCB Mobile's.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, NCB Mobile every 6 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 6 level
Ria Money Transfer versus NCB Mobile: the parameters behind the verdict, then further details
ParameterRia Money TransferNCB Mobile
PriceFreeFree
Rating4.8 (303K ratings) — better4.7 (17K ratings)
Positive reviews58.2% of reviews79.2% of reviews — better
Number of ratings303K — better17K
Update frequencyEvery 8 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#143 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.4 — better
Further details — not scored
Size289 MB34 MB
Age rating4+4+
DeveloperRia Envia Inc.National Commercial Bank Jamaica Limited

Customer experience

Ria Money Transfer

All ratings301,810 ratings
Positive96.5%
Neutral1.3%
Negative2.1%
Written reviews1,726 reviews
Positive58.2%
Neutral3.4%
Negative38.4%

NCB Mobile

All ratings14,279 ratings
Positive94.1%
Neutral4.0%
Negative1.9%
Written reviews197 reviews
Positive79.2%
Neutral6.6%
Negative14.2%

User reviews

Ria Money Transfer

From 303K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💰 Good exchange rates
  • ⚡ Instant money transfers
  • 🔒 Secure and reliable
  • 👍 Easy to use app

Room to improve

  • 🕰️ Delays in processing transfers
  • 🤖 Poor customer service
  • 🔒 Strict verification requirements
  • 🚫 Accounts being blocked or closed
  • 💰 High fees and charges

NCB Mobile

From 17K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Convenient and efficient
  • 🔒 Secure banking experience
  • 💡 Helpful features like bill payments and money transfers

Room to improve

  • 🐛 Occasional glitches and bugs
  • 🔒 Security token issues
  • 🔍 Unclear error messages
  • 🤔 Limited functionality compared to online banking

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

NCB Mobile

Reported bugs

5 issues
  • Login issues due to password problems
  • Transfers failing unexpectedly
  • Inability to see transaction details
  • App crashing or freezing
  • Compatibility issues with jailbroken devices

Requested features

7 requests
  • Mobile top-up feature
  • Ability to pay credit cards from other banks
  • Cheque deposit via mobile
  • Notifications for account activities
  • Touch ID/Face ID login
Show 2 more
  • Ability to lock/freeze debit cards
  • Future-dated transfers

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

NCB Mobile

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is NCB Mobile free?
NCB Mobile is free to download, with no in-app purchases.
Which has better reviews, Ria Money Transfer or NCB Mobile?
Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 303K ratings, while NCB Mobile averages 4.7 from 17K ratings.
Do Ria Money Transfer or NCB Mobile have ads?
Neither Ria Money Transfer nor NCB Mobile shows ads.
Which is updated more often, Ria Money Transfer or NCB Mobile?
Ria Money Transfer ships an update every 8 days, and NCB Mobile every 6 weeks. Most recently, Ria Money Transfer was updated on November 3, 2026 and NCB Mobile on November 3, 2026.

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