Comparison

DBS digibank vs Planstead

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank

Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.

Highlights
  • Quick account setup
  • Overseas money transfers with no fees
  • Investment management
  • Personalized financial insights
  • Bill payment and cashflow tracking
  • Digital token for secure transactions
  • Sustainability tracking and green deals
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

About

Planstead

Features
Read full description

Planstead is a calm execution system for long-term investors. It does not predict markets or recommend securities. It helps you follow the plan you set for yourself. • Today shows only what needs your attention now • Bring multiple independent plans into one Today while keeping every action clearly attributed • View household monthly commitments by currency without conversion or market data • Split new money using your targets and optional current holdings • Create a step-by-step list using investments you chose • Resume later and save a receipt after every item is confirmed • Record plan changes and execution discipline without returns or market data • Keep data on your device with JSON import, export, and deletion Planstead does not connect to your financial accounts, execute transactions, or provide investment advice.

Screenshots

DBS digibank4 screens
Planstead4 screens

Verdict

The call

The clearest difference is update cadence: Planstead at every 2 days against DBS digibank's every 5 weeks. DBS digibank's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS digibank ships an update every 5 weeks, Planstead every 2 days. The most recent releases landed on November 2, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
DBS digibank versus Planstead: the parameters behind the verdict, then further details
ParameterDBS digibankPlanstead
PriceFreeFree
Rating4.6 (4.7K ratings) — better—
Positive reviews42.4% of reviews—
Number of ratings4.7K — better—
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size403 MB3 MB
Age rating4+4+
DeveloperDBS Bank Ltd.振清 侯

Bugs and requests

DBS digibank

Reported bugs

6 issues
  • Unable to set up digital token
  • Incorrect account balance display
  • Incompatibility with newer iOS versions
  • Difficulty transferring funds to overseas accounts
  • Inability to update personal details
Show 1 more
  • Constant session timeouts

Requested features

7 requests
  • Allow multiple device logins
  • Improve transaction history range
  • Add budget planning tools
  • Implement Face ID/Touch ID login
  • Provide language options
Show 2 more
  • Streamline account update process
  • Enhance notification management

Planstead

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DBS digibank

No in-app purchases

None

Planstead

No in-app purchases

Questions

Is DBS digibank free?
DBS digibank is free to download, with no in-app purchases.
Is Planstead free?
Planstead is free to download, with no in-app purchases.
Do DBS digibank or Planstead have ads?
Neither DBS digibank nor Planstead shows ads.
Which is updated more often, DBS digibank or Planstead?
DBS digibank ships an update every 5 weeks, and Planstead every 2 days. Most recently, DBS digibank was updated on November 2, 2026 and Planstead on October 9, 2026.

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