Comparison

POSB digibank vs Saving+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

About

Saving+

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

Highlights
  • Interest rate comparison
  • Savings bonus calculator
  • Optimize savings strategy
  • Data protection
  • Light & dark modes
Read full description

Unlock the Full Potential of Your Savings with Saving+ Maximize your savings account interest rates effortlessly. Unsure which savings account is best for your income? Saving+ simplifies the decision by comparing rates across top banks and accounts like OCBC 360, UOB One, Trust by Standard Chartered (sc, scb) and Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, HSBC, and others are on the way. Struggling to meet OCBC 360 Save Bonus requirement to earn $125 Bonus Interest? With Saving+, a quick calculation shows exactly how much to adjust—whether transferring in or out of your account. No more financial juggling to meet the $500 average daily balance increase while investing elsewhere. Saving+ optimizes every dollar. Whether you’re saving for retirement, managing wealth, or aiming to boost your interest earnings, Saving+ equips you with the tools to make smarter financial decisions. Key Features: • Save Bonus Calculator: Instantly calculate the required amount to meet OCBC 360’s Save Bonus, ensuring you maximize your savings account benefits. • Interest Rate Comparison: Easily compare interest rates across banks and savings accounts, and optimize your savings.. • Light & Dark Modes: Customize your experience with the interface that suits you best. • Data Protection: Your personal data stays private, never stored or uploaded. Perfect for anyone seeking to save more, invest wisely, and grow their wealth, Saving+ is your go-to tool for maximizing savings account interest rates. Easily compare rates, meet bonus requirements, and boost your savings with just a few clicks. Download Saving+ today and never miss out on maximizing your savings interest again! Terms of Use: https://habitrewards.me/terms-of-use Privacy Policy: https://habitrewards.me/privacy-policy We value your feedback and suggestions. Connect with us: Email: hi@habitrewards.me

Screenshots

POSB digibank4 screens
Saving+4 screens

Verdict

The call

The clearest difference is in-app purchases: POSB digibank at none against Saving+'s 18. POSB digibank also leads on ads (none vs shown) and ratings volume (793 vs 2). Saving+'s advantage is update cadence (every 2 days vs every 5 weeks) and review sentiment (79% vs 54%). On price, monetization model, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saving+ sells 17 in-app purchases, starting at $0.49 per 7 days. POSB digibank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Saving+ holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: POSB digibank has 793 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 54% of POSB digibank's written reviews are positive against 79% of Saving+'s.

UpkeepUpdate frequency

POSB digibank ships an update every 5 weeks, Saving+ every 2 days. The most recent releases landed on September 25, 2026 and June 4, 2026 respectively.

Scorecard6 real differences · 4 level
POSB digibank versus Saving+: the parameters behind the verdict, then further details
ParameterPOSB digibankSaving+
PriceFreeFree
Rating4.7 (793 ratings)5.0 (2 ratings) — better
Positive reviews53.8% of reviews78.6% of reviews — better
Number of ratings793 — better2
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.014.0.0 — better
Further details — not scored
Size403 MB58 MB
Age rating4+4+
DeveloperDBS Bank Ltd.BETTERBIT PTE. LTD.

Customer experience

POSB digibank

All ratings793 ratings
Positive92.8%
Neutral1.3%
Negative5.9%
Written reviews208 reviews
Positive53.8%
Neutral5.8%
Negative40.4%

Saving+

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive78.6%
Neutral7.1%
Negative14.3%

Bugs and requests

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

Saving+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

POSB digibank

No in-app purchases

17 purchases

Saving+

Subscriptions15
  • Unlimited$0.497 Days
  • Unlimited$0.997 Days
  • Unlimited3 Days trial$1.991 Month
Show 12 more
  • Unlimited2 variants$2.991 Month
  • Unlimited7 Days trial$2.991 Month
  • Unlimited3 Days trial$2.991 Month
  • Monthly$6.991 Month
  • Unlimited (Yearly)$9.991 Year
  • Unlimited (Yearly)3 Days trial$9.991 Year
  • 6 Months$17.996 Months
  • Yearly7 Days trial$19.991 Year
  • 6 Months$34.996 Months
  • Yearly7 Days trial$39.991 Year
  • 6 Months$39.996 Months
  • Yearly7 Days trial$69.991 Year
One-time2
  • Unlimited$19.99
  • Unlimited$29.99

Questions

Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Is Saving+ free?
Saving+ is free to download, with in-app purchases available.
Which has better reviews, POSB digibank or Saving+?
Saving+ is rated higher. POSB digibank averages 4.7 out of 5 from 793 ratings, while Saving+ averages 5.0 from 2 ratings.
Do POSB digibank or Saving+ have ads?
Saving+ shows ads; POSB digibank does not.
Which is updated more often, POSB digibank or Saving+?
POSB digibank ships an update every 5 weeks, and Saving+ every 2 days. Most recently, POSB digibank was updated on September 25, 2026 and Saving+ on June 4, 2026.

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