STC Mobile Banking vs Donegal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STC Mobile Banking
Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.
- Bill payment
- Mobile check deposit
- Fund transfers
- Balance checking
- Debit card controls
- Branch/ATM locator
- Customizable alerts
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The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
Donegal
Access your insurance policy details, digital ID cards, and billing information. Submit and track claims conveniently. The redesigned interface provides easy access to essential information anytime, anywhere.
- Access policy information and coverages
- View and save digital ID cards
- View billing information
- Make payments
- Submit and view claims
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The all new Donegal Insurance Group mobile app allows insureds to access policy information, coverages, and documents, view and save digital id cards, view billing information and make payments and submit and view your claims. The redesigned interface makes it easier to get the information you need anytime and anywhere, when it matters most.
Screenshots
Verdict
The clearest difference is rating: STC Mobile Banking at 4.6 against Donegal's 1.9. STC Mobile Banking also leads on review sentiment (43% vs 8%) and ratings volume (443 vs 15). Donegal's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STC Mobile Banking holds the better App Store score, 4.6 against 1.9. That said, the two scores are not equally well evidenced: STC Mobile Banking has 443 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 43% of STC Mobile Banking's written reviews are positive against 8% of Donegal's.
STC Mobile Banking ships an update monthly, Donegal every 2 months. The most recent releases landed on September 30, 2026 and June 8, 2026 respectively.
| Parameter | STC Mobile Banking | Donegal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (443 ratings) — better | 1.9 (15 ratings) |
| Positive reviews | 43.5% of reviews — better | 8.3% of reviews |
| Number of ratings | 443 — better | 15 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 229 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Somerset Trust Company | DONEGAL MUTUAL INSURANCE COMPANY |
Customer experience
STC Mobile Banking
Donegal
Bugs and requests
STC Mobile Banking
Reported bugs
12 issues- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change
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- Cannot sign in after update
- Mobile deposit screen shows thick white line and frozen small square
- Fingerprint login disabled when linked accounts present
- Inconsistent vendor information display
- Account balance not reflecting transactions for days
- Requires phone reboot to login
- Thick white line appears during mobile deposit photo capture
Requested features
10 requests- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization
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- Fingerprint/TouchID login restoration
- Transaction reconciliation checkboxes
- Better vendor/merchant name visibility
- Pending transactions display
- Bill pay support for iPad users
Donegal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
STC Mobile Banking
No in-app purchases
Donegal
No in-app purchases
Questions
Is STC Mobile Banking free?
Is Donegal free?
Which has better reviews, STC Mobile Banking or Donegal?
Do STC Mobile Banking or Donegal have ads?
Which is updated more often, STC Mobile Banking or Donegal?
Other comparisons
