SecurLOCK Equip vs My GBT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecurLOCK Equip
Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.
- Turn cards on/off
- Set location-based controls
- Block international transactions
- Set spending limits
- Mobile card management
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Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.
My GBT
Manage your finances on the go with a secure and convenient mobile banking app. Check balances, deposit checks, pay bills, and transfer funds easily. Access branch information and communicate with bank staff directly.
- Check balances 24/7
- Deposit checks
- Pay bills
- Transfer funds
- Secure messaging
- Tap to Pay
- Branch locator
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Start banking from wherever you are with Guaranty Bank's mobile experience. Our fast and free mobile application provides you the convenience, flexibility, and security that you expect. This robust application allows you to check balances 24/7, view pending transactions, deposit checks, pay bills, transfer funds to friends or family, view copies of deposit items and checks written, securely message Guaranty Bank staff, take payments via Tap to Pay, and access location and hour information for all branches. Our team is always ready to see you, but what could be better than banking from the comfort of your home or wherever you like?! Download the app, and enjoy our mobile experience... with a twist of community banking.
Screenshots
Verdict
The clearest difference is review sentiment: My GBT at 80% against SecurLOCK Equip's 32%. My GBT also leads on rating (4.8 vs 4.5). SecurLOCK Equip's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My GBT holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 974 respectively. Written reviews point the same way: 32% of SecurLOCK Equip's written reviews are positive against 80% of My GBT's.
SecurLOCK Equip ships an update every 5 months, My GBT every 2 months. Both last shipped on September 22, 2026.
| Parameter | SecurLOCK Equip | My GBT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4.4K ratings) | 4.8 (974 ratings) — better |
| Positive reviews | 31.9% of reviews | 79.5% of reviews — better |
| Number of ratings | 4.4K — better | 974 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 71 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | eFunds Corporation | Guaranty Bank & Trust Co. |
Customer experience
SecurLOCK Equip
My GBT
User reviews
SecurLOCK Equip
From 4.4K App Store ratingsWhat we love
- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting
Room to improve
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working
My GBT
From 974 App Store ratingsWhat we love
- 👍 Easy to navigate
- 👍 User-friendly interface
- 👍 Convenient access to information
- 👍 Great new features
- 👍 Time saver
Room to improve
- 🐛 Constant refreshing required
- 🐛 Frequent logouts
- 🐛 Mobile deposit issues
- 🐛 Not user-friendly for transfers on iPhone
- 🐛 App is not efficient
Bugs and requests
SecurLOCK Equip
Reported bugs
3 issues- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected
Requested features
3 requests- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability
My GBT
Reported bugs
10 issues- App requires constant refreshing
- App logs users out frequently
- Mobile deposit functionality is problematic
- Check deposit image acceptance not clearly indicated
- Issues with viewing check deposits online
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- Transactions disappear after appearing
- Transfers and payments frequently fail
- Loan payment due dates not updating
- Unable to log in
- Cannot transfer money easily on iPhone
Requested features
3 requests- Frame snap for mobile deposits
- Dark mode option
- Ability to lock card
In-app purchases
SecurLOCK Equip
No in-app purchases
My GBT
No in-app purchases
