Comparison

SecurLOCK Equip vs Oriental Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

About

Oriental Bank

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

Highlights
  • Personalized financial insights
  • Monthly budget creation
  • Transaction and balance projections
  • Enhanced card controls
  • E-statement access
  • Customizable notifications
  • Account management tools
Features
Read full description

Experience a smart mobile banking with Banca Móvil from Oriental Bank! Discover the new and enhanced Banca Móvil app, crafted to provide a smarter banking experience. Our app offers personalized insights and suggestions to help you manage your finances more effectively and develop healthier financial habits. ∙ Language Options: Enjoy a personalized experience with support for both English and Spanish. ∙ Smart Suggestions: Receive tailored advice based on your financial activities, helping you make informed decisions. ∙ Monthly Projections: Get forecasts of your transactions and balances to anticipate expenses and stay in control of your finances. ∙ Budgeting Tools: Categorize your expenses and create monthly budgets to optimize your spending. ∙ E-Statements: Access your electronic statements at the end of each cycle for easy transaction review. ∙ Enhanced Card Control: Manage your card with features like blocking and PIN changes for added security. ∙ Account Management: Benefit from features such as password reset, complete account number, change address, cancel and order checks, and more. ∙ Notifications: Choose what you want to be notified about, including past-due payments and card usage. ∙ Continue enjoying features from our previous app version, such as recurrent payments and transfers, People Pay, adding external accounts, check deposits with Remote Check Deposit, and more. Banca Móvil from Oriental Bank is free and secure. Member FDIC. ¡APPúntate a una Banca Móvil inteligente! Descubre la nueva y mejorada aplicación Banca Móvil de Oriental Bank, diseñada para proporcionar una experiencia bancaria más inteligente. Nuestra aplicación ofrece información personalizada y sugerencias para ayudarte a manejar tus finanzas de manera más eficiente y desarrollar hábitos financieros más saludables. ∙ Opciones de Idioma: Disfruta de una experiencia personalizada con soporte para inglés y español. ∙ Sugerencias Inteligentes: Recibe consejos personalizados basados en tus actividades financieras, ayudándote a tomar decisiones informadas. ∙ Proyecciones Mensuales: Obtén predicciones de tus transacciones y saldos para anticiparte a tus gastos y mantenerte en control de tus finanzas. ∙ Herramientas Presupuestarias: Categoriza tus gastos y crea presupuestos mensuales para que manejes tu dinero de manera efectiva. ∙ E-Statements: Accede a tus estados de cuenta electrónicos al final de cada ciclo para una revisión fácil de tus transacciones. ∙ Control Mejorado de tus Tarjetas: Gestiona tu tarjeta con funciones como el bloqueo y los cambios de PIN para mayor seguridad. ∙ Gestión de Cuentas: Benefíciate de funciones como restablecer tu contraseña, ver el número completo de tu cuenta, cambiar la dirección, cancelar y solicitar cheques, etc. ∙ Notificaciones: Elige sobre qué quieres recibir notificaciones, incluyendo pagos atrasados y el uso de tus tarjetas. ∙ Continúa disfrutando de las funciones de nuestra app anterior como pagos y transferencias recurrentes, People Pay, agregar cuentas externas, depósitos de cheques con FOTOdepósito, y más. Banca Móvil de Oriental Bank es gratuita y segura. Miembro FDIC.

Screenshots

SecurLOCK Equip4 screens
Oriental Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Oriental Bank at 83% against SecurLOCK Equip's 32%. Oriental Bank also leads on rating (4.9 vs 4.5) and update cadence (every 3 weeks vs every 5 months). SecurLOCK Equip's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oriental Bank holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 22K respectively. Written reviews point the same way: 32% of SecurLOCK Equip's written reviews are positive against 83% of Oriental Bank's.

UpkeepUpdate frequency

SecurLOCK Equip ships an update every 5 months, Oriental Bank every 3 weeks. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
SecurLOCK Equip versus Oriental Bank: the parameters behind the verdict, then further details
ParameterSecurLOCK EquipOriental Bank
PriceFreeFree
Rating4.5 (4.4K ratings)4.9 (22K ratings) — better
Positive reviews31.9% of reviews83.0% of reviews — better
Number of ratings4.4K22K — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better16.0
Further details — not scored
Size71 MB147 MB
Age rating4+4+
DevelopereFunds CorporationOFG Bancorp

Customer experience

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews135 reviews
Positive31.9%
Neutral8.1%
Negative60.0%

Oriental Bank

All ratings21,740 ratings
Positive97.6%
Neutral1.3%
Negative1.0%
Written reviews194 reviews
Positive83.0%
Neutral7.7%
Negative9.3%

User reviews

SecurLOCK Equip

From 4.4K App Store ratings

What we love

  • 🚀 Great app
  • 🔒 Secure and helpful
  • 👍 Provides good control over card
  • 👍 Useful for budgeting

Room to improve

  • 🐛 Login issues
  • 🐛 App not working
  • 🐛 Unreliable notifications
  • 🐛 Frequent log outs
  • 🐛 Touch ID/Face ID not working

Oriental Bank

From 22K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Efficient and fast
  • 💯 Excellent service
  • 🤩 Improved app experience

Room to improve

  • 🐛 Face ID not working
  • 🤔 Complicated for older users
  • 🤨 Confusing layout and navigation

Bugs and requests

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

Oriental Bank

Reported bugs

2 issues
  • New app still prompting for download
  • Accounts not displaying properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve People Pay transfers
  • Add passcode/biometric access

In-app purchases

None

SecurLOCK Equip

No in-app purchases

None

Oriental Bank

No in-app purchases

Questions

Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Is Oriental Bank free?
Oriental Bank is free to download, with no in-app purchases.
Which has better reviews, SecurLOCK Equip or Oriental Bank?
Oriental Bank is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while Oriental Bank averages 4.9 from 22K ratings.
Do SecurLOCK Equip or Oriental Bank have ads?
Neither SecurLOCK Equip nor Oriental Bank shows ads.
Which is updated more often, SecurLOCK Equip or Oriental Bank?
SecurLOCK Equip ships an update every 5 months, and Oriental Bank every 3 weeks. Most recently, SecurLOCK Equip was updated on September 22, 2026 and Oriental Bank on September 25, 2026.

Other comparisons