Comparison

SecurLOCK Equip vs kstateCU Card Connect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

About

kstateCU Card Connect

Manage your kstate Credit Union card accounts conveniently from your smartphone. Set travel notices, access emergency cards, and receive transaction alerts. View and redeem your card rewards easily.

Highlights
  • Set travel notices
  • Access emergency cards
  • Transaction alerts
  • View rewards
  • Redemption options
  • Secure passcode setup
Features
Read full description

Access your kstate Credit Union card accounts anytime, anywhere right from your phone. kstateCU Card Connect is free to download and makes it easy to manage your cards on the go. After creating a username and secure passcode, you’ll be able to: • Set up travel notices • Access digitally issued cards in emergencies • Set alerts for transaction amounts, declines, online purchases, international transactions, and more • View your rewards, including points earned and redemption options Use this app alongside our main Mobile App to get the most out of your card benefits. Your security is our priority. Mobile data transmissions and account information are protected by 256-bit SSL encryption, similar to online banking standards. Continued use of GPS running in the background can decrease battery life.

Screenshots

SecurLOCK Equip4 screens
kstateCU Card Connect4 screens

Verdict

The call

The clearest difference is rating: SecurLOCK Equip at 4.6 against kstateCU Card Connect's 4.0. SecurLOCK Equip also leads on ratings volume (4.9K vs 2) and iOS requirement (14.0 vs 16.0). kstateCU Card Connect's advantage is update cadence (every 6 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SecurLOCK Equip holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.9K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

SecurLOCK Equip ships an update every 5 months, kstateCU Card Connect every 6 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
SecurLOCK Equip versus kstateCU Card Connect: the parameters behind the verdict, then further details
ParameterSecurLOCK EquipkstateCU Card Connect
PriceFreeFree
Rating4.6 (4.9K ratings) — better4.0 (2 ratings)
Positive reviews31.4% of reviews—
Number of ratings4.9K — better2
Update frequencyEvery 5 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size71 MB71 MB
Age rating4+4+
DevelopereFunds CorporationK-State FCU

Bugs and requests

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

kstateCU Card Connect

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SecurLOCK Equip

No in-app purchases

None

kstateCU Card Connect

No in-app purchases

Questions

Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Is kstateCU Card Connect free?
kstateCU Card Connect is free to download, with no in-app purchases.
Which has better reviews, SecurLOCK Equip or kstateCU Card Connect?
SecurLOCK Equip is rated higher. SecurLOCK Equip averages 4.6 out of 5 from 4.9K ratings, while kstateCU Card Connect averages 4.0 from 2 ratings.
Do SecurLOCK Equip or kstateCU Card Connect have ads?
Neither SecurLOCK Equip nor kstateCU Card Connect shows ads.
Which is updated more often, SecurLOCK Equip or kstateCU Card Connect?
SecurLOCK Equip ships an update every 5 months, and kstateCU Card Connect every 6 weeks. Most recently, SecurLOCK Equip was updated on November 6, 2026 and kstateCU Card Connect on October 30, 2026.

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