CIB OTP Token vs BM mVISA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIB OTP Token
Generate One Time Passcodes for authorizing third-party transactions outside your own accounts on the CIB Egypt Online Banking platform. This app is essential for secure external fund transfers.
- Generate One Time Passcodes
- Authorize 3rd party transactions
- External account transfers
- Online Banking integration
- Secure authorization
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CIB OTP Token allows you to generate a One Time Passcode need to authorize 3rd party transactions outside own accounts on the Online Banking platform for the Commercial International Bank (CIB) Egypt.
BM mVISA
Link your debit and prepaid cards to manage your account balance. Use a secure passcode to log in and perform transactions for online purchases, bill payments, and QR code transactions with merchants.
- Link debit and prepaid cards
- Create a 6-digit passcode (mPin)
- Secure login with mPin
- Check account/card balance
- Online purchases
- Bill payments
- QR code transactions
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1- Mobile application to link your debit , and prepaid cards by entering your card number and the ATM pin 2- You will create your 6-digit passcode for your BM mVISA application “mPin” 3- you will use your “mPin” for each time to login and performing any transaction 4- Through this application you will use your account/card balance to buy goods /services online, pay bills, and bur from all merchants using QR code technology
Screenshots
Verdict
The clearest difference is rating: CIB OTP Token at 2.8 against BM mVISA's 2.2. CIB OTP Token also leads on review sentiment (16% vs 0%) and ratings volume (38 vs 5). BM mVISA's advantage is iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIB OTP Token holds the better App Store score, 2.8 against 2.2. That said, the two scores are not equally well evidenced: CIB OTP Token has 38 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 16% of CIB OTP Token's written reviews are positive against 0% of BM mVISA's.
| Parameter | CIB OTP Token | BM mVISA |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (38 ratings) — better | 2.2 (5 ratings) |
| Positive reviews | 16.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 38 — better | 5 |
| Update frequency | Every 20 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 18 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Commercial International Bank (Egypt) S.A.E | Banque Misr S.A.E |
Customer experience
CIB OTP Token
BM mVISA
In-app purchases
CIB OTP Token
No in-app purchases
BM mVISA
No in-app purchases
