Current vs MyCOBenefits

Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today. With Current you can: — Advance up to $1,000¹: Access more of your paycheck if you qualify. — Overdraft fee-free²: Breeze from payday to payday without hidden fees. — Get paid up to 2 days early³: Receive your direct deposit as soon as your employer sends it. — Build credit while you bank. — Earn 1% cash back on eligible categories with your Build Card⁴. — Enjoy 24/7 member support. — Access 40,000+ fee-free ATMs nationwide⁵. — Add cash in-store at locations like CVS, Walgreens, and McDonald’s. — Earn up to a 4.00% bonus on savings⁶ and save automatically with Round-Ups. See current.com/docs for full terms and conditions and current.com/legal_disclaimers for more info. Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. ¹ For eligible customers only. Paycheck Advance is offered by Finco Advance LLC, a financial technology company, not a bank. T&C: current.com/docs/paycheck_advance_terms ² Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive a minimum of $200 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance. T&C: current.com/overdraft_protection_terms_of_service ³ Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Delays by the employer, payer, or their banks may result in delayed access to funds beyond our control. ⁴ For eligible customers only. To earn Points, you must receive at least one Eligible Payroll Deposit of at least $200 over a 35-day period, and as applicable, make Build Card purchases at retailers whose merchant code is classified as either (i) Dining (e.g., restaurants) and Groceries (e.g., supermarkets) or (ii) belonging to the category or categories selected in the app, and complete other actions that Current may designate. Allow 3-5 business days for Points to post to your Current account. Points expire 365 days after they settle. T&C (including specific eligibility criteria): current.com/current_points_terms_and_conditions ⁵ Most AllPoint® ATMs are fee-free. To see if an ATM qualifies for fee-free ATM transactions, please check the Mobile App. ⁶ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. No minimum balance required. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period. T&C: current.com/boost_terms_of_service

The MyCOBenefits App provides a simple and secure way to manage your Food (SNAP) and Cash assistance benefits right from your phone. You can apply for benefits, manage your PEAK account, complete your recertification, request supportive payments, and view your current EBT card balance and transactions. You can sign-in using your PEAK credentials. If you do not have a PEAK account, you can register either through the MyCOBenefits App or by visiting www.colorado.gov/PEAK Apply for benefits • Apply for food and cash programs • Upload verification documents • Sign-In with PEAK credentials to save the application for later submission • Submit the application with minimal information Complete Your Recertification • Submit your food and cash recertification and upload verification documents • Update household member details, income, expense and resource changes • Save recertification data for later submission Keep Your Information Up to Date • Update your contact information including address, email and phone number • Add or remove your household members • Add or remove jobs, update your income and upload your pay stub Find Your Benefits Information • View your current food and cash benefit details • Know about your upcoming redetermination • View the current expenses and resources • Check your application status View Your EBT Card • Quickly view the current EBT card balance • View EBT card transactions • Change PIN • Request a replacement card • Freeze card when not in use Participate in Workforce Programs • View upcoming appointments and add to the calendar • Request supportive payments and an appointment reschedule • View sanctions and re-engagement information SNAP-Ed • View SNAP-Ed nutrition tips and providers information • Search for nearest Cooking Matters Colorado classes Find the Human/Social Services Offices and Workforce Centers • Search for nearest Human/Social Services Office and Workforce Centers in the map • Filter by distance from current location and get directions • Provide ratings Safety and Security • To help keep your information safe, never share your username and password About Food and Cash Assistance The Supplemental Nutrition Assistance Program (SNAP) is a Food Assistance program in Colorado, formerly known as Food Stamps. SNAP provides food assistance benefits as part of a federal nutrition program to help low-income households purchase food. Electronic Benefit Transfer (EBT) cards are issued to receive the SNAP benefits for a household. Colorado Works, also known as Temporary Assistance for Needy Families (TANF), provides a cash benefit to low-income families which include children (or a pregnancy). The program offers a wide array of supports including ongoing cash assistance, help with emergency expenses, education, job preparation and employment services. Adult Financial Programs provide cash assistance to low-income Colorado residents under various programs. Old Age Pension (OAP) provides a cash benefit to low-income adults ages 60 years or older. Aid to the Needy Disabled – Colorado Supplement (AND-CS) provides cash assistance to those 0-59 years of age who are receiving SSI due to a disability or blindness but are not receiving the full SSI grant amount. Aid to the Needy Disabled – State Only (AND-SO) provides interim assistance for those aged 18-59 years with a disability that prevents them from working and who have not been approved for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).