Jenius vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Jenius
Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.
- All-in-one financial management
- Visa debit and credit cards
- Virtual cards for online purchases
- Rewards and point redemption
- Multi-currency support
- Various savings options
- Investment features
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The simple way to manage your life/finance with an app and Visa debit and credit cards. More than 4,000,000 users have started to build a better financial life with Jenius. Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications. Ready to start simplifying your life finance? Download Jenius, register and activate your account in no time. With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases. Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time. Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards. If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions. For transactions, you can use: - Jenius Pay: Pay for your online shopping with just your $Cashtag - QRIS: Scan with Jenius for quick and easy payment option - Transfer Money: Transfer to various accounts - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others Want to save up? Find your own suitable savings options: - Dream Saver: 5 savings to help you make dreams come true - Flexi Saver: 3 flexible savings to allocate money - Maxi Saver: Open as many deposits as you want from your smartphone - Cash Cow: Special savings for cashbacks and your daily transactions - Flexi Rasa Maxi deals: Locked savings for upfront cashback Other features that you can use: - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay - Pay Me: Send money requests - Split Bill: Easily split the bill - Flexi Cash: Cash out your flexible fund for various needs - Investment: Grow your wealth through mutual fund and bonds - Moneytory: Get insight for your financial report Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius. Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS). Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius. #ThinkUnthinkable Head Office PT Bank SMBC Indonesia Menara SMBC – CBD Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6 Jakarta 12950 Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
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We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is review sentiment: Jenius at 38% against Metro Bank Authenticator's 0%. Jenius also leads on update cadence (weekly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs subscription). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jenius ships an update weekly, Metro Bank Authenticator every 12 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | Jenius | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (124 ratings) — better | — |
| Positive reviews | 38.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 124 — better | — |
| Update frequency | Weekly — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 12 MB |
| Age rating | 12+ | 4+ |
| Developer | PT. Bank SMBC Indonesia Tbk | MetroBank |
Customer experience
Jenius
Metro Bank Authenticator
Bugs and requests
Jenius
Reported bugs
12 issues- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features
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- Failed top-ups charged but funds not received
- History and upcoming transfers disappearing
- Credit card not working despite proper expiry dates
- App crashes after device unlinking
- Loading screens freeze indefinitely
- Chat disconnects during customer service interactions
- Balance deductions without successful transaction completion
Requested features
9 requests- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility
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- Better clipboard paste functionality
- Additional currency support (AUD)
- Improved notification system for card activation
- Simplified login process with multiple authentication options
Metro Bank Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Jenius
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is Jenius free?
Is Metro Bank Authenticator free?
Do Jenius or Metro Bank Authenticator have ads?
Which is updated more often, Jenius or Metro Bank Authenticator?
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