MOHELA vs NPS mPOS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOHELA
Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.
- Schedule and manage payments
- View payment history
- Upload forms securely
- Access tax information
- Secure account access
- Messaging capabilities
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Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.
NPS mPOS
Accept credit and debit card payments anywhere using a mobile card reader connected to your phone or tablet. Ideal for businesses and organizations needing to process transactions on the go. Manage all your mobile sales through an online dashboard.
- Accept credit and debit card payments
- Mobile card reader compatibility
- No long-term contracts
- No surprise fees
- Online sales dashboard
- Easy-to-use interface
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The NPS mPOS app and mobile card reader let you accept payments anywhere. Take credit or debit cards in person with one easy swipe, dip, or tap and no long-term contracts or surprise fees. Just connect the mobile card reader directly to your phone or tablet. NPS is for businesses, nonprofit organizations, or anyone else that needs to accept payments on the go. Plus, you can access all mobile sales from your NPS dashboard online. All in one, easy-to-use place.
Screenshots
Verdict
The clearest difference is rating: MOHELA at 4.6 against NPS mPOS's 1.0. MOHELA also leads on update cadence (every 2 months vs every 13 months) and review sentiment (26% vs 0%). NPS mPOS's advantage is iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MOHELA holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 26% of MOHELA's written reviews are positive against 0% of NPS mPOS's.
MOHELA ships an update every 2 months, NPS mPOS every 13 months. The most recent releases landed on October 26, 2026 and October 16, 2026 respectively.
| Parameter | MOHELA | NPS mPOS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (47K ratings) — better | 1.0 (13 ratings) |
| Positive reviews | 26.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 47K — better | 13 |
| Update frequency | Every 2 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 52 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Missouri Higher Education Loan Authority | Nelnet Payment Services |
Customer experience
MOHELA
NPS mPOS
Bugs and requests
MOHELA
Reported bugs
4 issues- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation
Requested features
4 requests- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app
NPS mPOS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MOHELA
No in-app purchases
NPS mPOS
No in-app purchases
