Comparison

NBF Direct App vs HBL Mobile (UAE)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBF Direct App

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

Highlights
  • Enhanced dashboard for account overview
  • Password-less biometric login
  • Secure funds transfers (domestic & international)
  • Utility bill payments
  • Credit card management and spending tracking
  • Beneficiary management
  • Loan deferment requests
Features
Read full description

Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.

About

HBL Mobile (UAE)

Manage your finances on the go with this banking application. Perform fund transfers, pay bills, send remittances, and access account statements with ease. Enjoy a convenient banking experience right from your mobile device.

Highlights
  • Account summary and details
  • Fund transfers (within UAE and international)
  • Credit card bill payments
  • Remittances to Pakistan, Bangladesh, Sri Lanka
  • Visa offers
  • Fingerprint/Touch ID login
Features
Read full description

With HBL Mobile, you can now bank on-the-go. Transfer Funds anywhere, Pay Credit Card Bills, Send Remittances via FastTransfer to Pakistan, Sri Lanka, and Bangladesh, Explore Visa Offers, Download Statements and do so much more, with just a few taps. Experience convenience at your fingertips. HBL Mobile is an app designed to simplify the way you bank. So, whether you are relaxing at the beach or spending quality time at home, meeting your banking needs is just a few taps away. Unveil the convenient side of banking by downloading HBL Mobile today. Features Accounts − Account(s) summary − Account details − Account activity − Account statement Payments and Transfers − Within own HBL accounts in UAE − To other HBL accounts in UAE − To other bank accounts in UAE − To bank accounts outside UAE − Credit Card Payment of Banks in UAE − Demand Draft Request − Beneficiary Management FastTransfer Remittance − Remit to Pakistan − Remit to Bangladesh − Remit to Sri Lanka − New Membership Registration − Change Remitting Account − Add a New Beneficiary Others − Visa offers − Branch locator − HBL Mobile activity history − Login using Fingerprint / Touch ID And many more. Note: Please create a new profile for HBL Mobile with its own Login ID and Password. HBL InternetBanking credentials cannot be used on HBL Mobile.

Screenshots

NBF Direct App4 screens
HBL Mobile (UAE)3 screens

Verdict

The call

NBF Direct App and HBL Mobile (UAE) both sit at 4.4 stars, but that hides the real split: 47% of NBF Direct App's written reviews are positive against 0% of HBL Mobile (UAE)'s. NBF Direct App also leads on ratings volume (141 vs 2) and update cadence (monthly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for NBF Direct App against 4.5 for HBL Mobile (UAE). That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 47% of NBF Direct App's written reviews are positive against 0% of HBL Mobile (UAE)'s.

UpkeepUpdate frequency

NBF Direct App ships an update monthly, HBL Mobile (UAE) every 2 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
NBF Direct App versus HBL Mobile (UAE): the parameters behind the verdict, then further details
ParameterNBF Direct AppHBL Mobile (UAE)
PriceFreeFree
Rating4.4 (141 ratings)4.5 (2 ratings) — better
Positive reviews46.8% of reviews — better0.0% of reviews
Number of ratings141 — better2
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size278 MB89 MB
Age rating4+4+
DeveloperNational Bank Of FujairahHABIB BANK LIMITED

Customer experience

NBF Direct App

All ratings141 ratings
Positive83.0%
Neutral6.4%
Negative10.6%
Written reviews47 reviews
Positive46.8%
Neutral4.3%
Negative48.9%

HBL Mobile (UAE)

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

NBF Direct App

No in-app purchases

None

HBL Mobile (UAE)

No in-app purchases

Questions

Is NBF Direct App free?
NBF Direct App is free to download, with no in-app purchases.
Is HBL Mobile (UAE) free?
HBL Mobile (UAE) is free to download, with no in-app purchases.
Which has better reviews, NBF Direct App or HBL Mobile (UAE)?
HBL Mobile (UAE) is rated higher. NBF Direct App averages 4.4 out of 5 from 141 ratings, while HBL Mobile (UAE) averages 4.5 from 2 ratings.
Do NBF Direct App or HBL Mobile (UAE) have ads?
Neither NBF Direct App nor HBL Mobile (UAE) shows ads.
Which is updated more often, NBF Direct App or HBL Mobile (UAE)?
NBF Direct App ships an update monthly, and HBL Mobile (UAE) every 2 months. Most recently, NBF Direct App was updated on October 24, 2026 and HBL Mobile (UAE) on October 18, 2026.

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