Comparison

Absa Banking vs PayProp Owner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Absa Banking

Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.

Highlights
  • Approve/reject transactions
  • Facial biometrics security
  • Virtual assistant (Abby)
  • Instant payments (PayShap)
  • Card management (lock/replace)
  • Cardless ATM withdrawals
  • Prepaid airtime/data/electricity
Features
Read full description

Discover why millions choose the award-winning Absa Banking App for secure, simple and convenient banking 24/7. Whether you’re paying, saving, borrowing or managing your money, the Absa Banking App gives you the tools to bank with confidence, wherever life takes you. Get started in minutes - Open an account without visiting a branch. - Apply for products like credit cards, loans, insurance and more. - Access more banking solutions as your needs grow. Manage your money with confidence - View and manage all your accounts in one place. - Increase your credit card limit or apply for an overdraft. - Adjust your banking and card limits whenever you need to. - Monitor your credit score for free with Credit Coach. - Grow your savings with Savings Coach. Payments at your fingertips - Fast payments with PayShap. - Send money with CashSend. - Make international payments with Global Pay and more. - Use Pay@ or EasyPay to pay your bills on time. - Buy digital vouchers in seconds. Bank securely - Lock, unlock or replace your card in just a few taps. - Approve or reject transactions instantly. - Pay securely with your Virtual Card or your phone. - Protect your account with facial biometrics. -Enjoy added peace of mind with Digital Fraud Warranty. More reasons to love the App - Book flights and accommodation with exclusive discounts. - Earn real cash back with Absa Rewards. - Chat to Abby, your virtual banking assistant. - Reverse unauthorised debit orders. - Play Lotto & Powerball

About

PayProp Owner

Access real-time transactional data for your rental properties directly from your bank. Monitor tenant payments, security deposits, and contractor or utility bill payments instantly. Eliminate the need for monthly statements and gain peace of mind with direct financial oversight.

Highlights
  • Real-time transactional data
  • Tenant payment monitoring
  • Security deposit tracking
  • Contractor and utility bill payments
  • Customizable transactional reports
  • Portfolio management view
Read full description

Want to know if your tenant still owes money, or if the damage deposit is in place? Wondering why you received funds and if contractors and utility bills have been paid? Just log in for direct access to transactional data directly from the bank. Say goodbye to once-a-month statements forever! The PayProp Owner app is only available to owners of properties that are managed by property managers who use the PayProp rental payment automation platform. The app gives landlords a real-time data feed of transactions and actions affecting the management of their property or portfolio of properties. Because PayProp is bank-integrated, the payment data on the app represents actual transactional data, directly from bank files. This means no more waiting for monthly statements or accountants to see what happened on your property – or is happening right now! Simple and easy to navigate, owners can now draw transactional reports over any time period, to monitor funds received and paid out. They can also get real-time views of current tenant payment balances and of deposits held as security for the property. And with records of all payments made and received on the property, you’ll always have the peace-of-mind you deserve.

Screenshots

Absa Banking4 screens
PayProp Owner3 screens

Verdict

The call

The clearest difference is ratings volume: Absa Banking at 5.3K against PayProp Owner's 3. Absa Banking also leads on review sentiment (45% vs 23%) and update cadence (every 9 days vs monthly). PayProp Owner's advantage is iOS requirement (11.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Absa Banking against 4.7 for PayProp Owner. That said, the two scores are not equally well evidenced: Absa Banking has 5.3K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 45% of Absa Banking's written reviews are positive against 23% of PayProp Owner's.

UpkeepUpdate frequency

Absa Banking ships an update every 9 days, PayProp Owner monthly. The most recent releases landed on October 20, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
Absa Banking versus PayProp Owner: the parameters behind the verdict, then further details
ParameterAbsa BankingPayProp Owner
PriceFreeFree
Rating4.7 (5.3K ratings) — better4.7 (3 ratings)
Positive reviews45.0% of reviews — better23.1% of reviews
Number of ratings5.3K — better3
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.611.0 — better
Further details — not scored
Size408 MB23 MB
Age rating17+4+
DeveloperAbsa Bank LimitedPayProp Holdings

Customer experience

Absa Banking

All ratings5,256 ratings
Positive93.6%
Neutral2.5%
Negative3.8%
Written reviews180 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

PayProp Owner

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive23.1%
Neutral0.0%
Negative76.9%

Bugs and requests

Absa Banking

Reported bugs

4 issues
  • Login issues after device migration
  • Incorrect payment references and confirmations
  • Inability to access certain account types
  • Timezone-related date/time issues

Requested features

4 requests
  • Ability to edit recurring payments
  • Option to view credit card balance
  • Improved transaction history and reporting
  • Geo-payment feature like other banks

PayProp Owner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Absa Banking

No in-app purchases

None

PayProp Owner

No in-app purchases

Questions

Is Absa Banking free?
Absa Banking is free to download, with no in-app purchases.
Is PayProp Owner free?
PayProp Owner is free to download, with no in-app purchases.
Which has better reviews, Absa Banking or PayProp Owner?
Absa Banking is rated higher. Absa Banking averages 4.7 out of 5 from 5.3K ratings, while PayProp Owner averages 4.7 from 3 ratings.
Do Absa Banking or PayProp Owner have ads?
Neither Absa Banking nor PayProp Owner shows ads.
Which is updated more often, Absa Banking or PayProp Owner?
Absa Banking ships an update every 9 days, and PayProp Owner monthly. Most recently, Absa Banking was updated on October 20, 2026 and PayProp Owner on October 6, 2026.

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