Plinqit vs Auto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plinqit
This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.
- Earn money for saving
- Get paid to learn personal finance
- Set savings goals
- Refer friends for rewards
- Secure bank account linking
- FDIC-insured savings
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Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.
Auto
Manage your insurance policies, payments, and claims conveniently on the go. Access ID cards, request roadside assistance, and submit claims with ease. Stay informed with alerts and paperless document options.
- Policy management
- Bill payments
- Automatic payments
- Roadside assistance requests
- Glass claim submission
- Claim status tracking
- ID card access
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Stay connected to your insurance anytime, anywhere with the Auto-Owners mobile app. Easily manage your policies, payments, claims and more. • Pay your bills • Set up and manage automatic payments • Request roadside assistance • Submit a glass claim • Check claim status and view claim documents and history • Access your insurance ID cards and policy documents • Get temporary proof of insurance for a newly acquired vehicle • Manage how you receive documents, including paperless options • Update your texting preferences and choose how you receive important alerts
Screenshots
Verdict
Plinqit and Auto both sit at 4.9 stars, but that hides the real split: 100% of Plinqit's written reviews are positive against 25% of Auto's. Plinqit also leads on iOS requirement (13.0 vs 16.0). Auto's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plinqit holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Auto has 6.4K ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 100% of Plinqit's written reviews are positive against 25% of Auto's.
Plinqit ships an update every 4 months, Auto every 5 weeks. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | Plinqit | Auto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (74 ratings) — better | 4.7 (6.4K ratings) |
| Positive reviews | 100.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 74 | 6.4K — better |
| Update frequency | Every 4 months | Every 5 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 4 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | HT Mobile Apps LLC | Auto-Owners Insurance |
Customer experience
Plinqit
Auto
User reviews
Plinqit
From 74 App Store ratingsWhat we love
- 👍 Easy to use and simple interface
- 💰 Great for saving money and setting goals
- 💡 Teaches users about finances and money management
- 🚀 Responsive and helpful support staff
- ✅ Allows easy withdrawal of savings
Auto
From 6.4K App Store ratingsWhat we love
- 👍 Clean and intuitive user interface design
- 📋 Easy access to policy documents and information
- 💳 Convenient bill payment functionality
- 📱 Fingerprint/Face ID authentication available
- 🎯 Comprehensive policy management in one place
Room to improve
- 🐛 Persistent login failures and spinning loading screens
- ❌ Only displays auto policies, not all policy types
- ⚠️ Frequent app crashes and freezing
- 📱 Incompatible with older iOS versions and devices
- 🔄 Requires forced redirects to app from web browser
Bugs and requests
Plinqit
No bugs or feature requests surfaced in reviews.
Auto
Reported bugs
16 issues- Login page hangs indefinitely with spinning wheel
- App crashes immediately upon opening
- Password reset creates infinite loop
- Account creation fails with vague error messages
- iOS 14+ compatibility issues
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- iOS 18 sign-in completely broken
- App won't update or forces update that breaks functionality
- Claim status fails to update
- File upload errors when submitting documents
- Payment processing fails despite successful submission
- Autopay doesn't execute on scheduled dates
- VIN number not recognized when adding vehicles
- Proof of insurance doesn't update after payment
- Offline detection shows false positives
- Agency changes require manual policy deletion/re-addition
- App requires reinstall to function after updates
Requested features
12 requests- Print and export PDF functionality
- Save documents to files or cloud storage
- Apple Wallet integration for insurance cards
- Dark mode option
- Support for all policy types (home, boat, etc.)
Show 7 moreShow fewer
- Ability to hide or organize cancelled policies
- Password manager compatibility (1Password, iCloud Keychain)
- iPad auto-rotate support
- Agent-specific app
- Better password reset and account recovery flow
- Update autopay settings within app
- Add new vehicles functionality improvement
In-app purchases
Plinqit
No in-app purchases
Auto
No in-app purchases
