Experian® vs Aura

Get your Experian Credit Report and FICO® Score with a free membership—no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation**and get an advance with Experian Cash™ powered by Brigit^.    GET STARTED FOR FREE ■Experian Boost®ø Raise your FICO® Score* using bills you already pay - cell phone, utilities, streaming services and eligible rent payments ■Credit monitoring  Stay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace^  Compare credit card, personal loan or car insurance quotes matched to your credit profile ■Financial health assessment#  Take a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it   PREMIUM BENEFITS   ■Bill Negotiation & Subscription Cancellation**   You could save time and up to $721 when we negotiate and cancel your bills  ■Experian CreditLock***  Protect against identity theft by locking your Experian credit file. Get real-time alerts if someone applies for credit in your name while locked  ■Experian Cash™ powered by Brigit##  Get a $25-250 advance when you need it most TERMS   See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance State Licenses and Insurance Carrier Partner Details.   øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.   *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether.   **Results will vary. Not all bills or subs eligible. Savings not guaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s) req’d. See experian.com for details.  ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences at Experian.com  ##Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.    ^^Applying for cards and loans labeled ‘No Ding Decline™’ won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores.    ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.   #Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice.  ^Experian Cash™ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250.  Express delivery is optional and a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. You are not required to enroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advance with a free Experian membership. Terms apply.  ©2026 Experian. All rights reserved. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.

The smart, simple way to stay safe online, powered by AI. All-in-one digital safety solution that helps keep you & your family safe from identity theft, fraud & online threats, powered by Aura Intelligence. Our award-winning technology² monitors and alerts you if personal info, passwords, credit & financial accounts are at risk. When it comes to fraud protection, every second counts. Aura alerts you to credit fraud up to 650x faster than the competition. Aura’s proactive protection helps stop threats before they strike. Digital peace of mind starts here. Download Aura today. ► FAST ALERTS ON THE GO Get identity & credit fraud alerts sent directly to your mobile device so you can take action and prevent financial loss. ► KEEP YOUR ONLINE ACTIVITY SECURE & PRIVATE Shop, bank & work online safely and privately. With 100+ virtual locations, you can access your favorite global sites & apps with connection speeds that won't slow you down. Our easy-to-use VPN also blocks millions of malicious (e.g. malware, phishing) websites that may steal your info. ►REDUCE SPAM & ROBOCALLS Data brokers collect & sell your info to advertisers—exposing you to unwanted ads, spam & scams. Aura requests removal of your info from brokers so you can take control of your privacy. ► GET ALERTED TO SUSPICIOUS TRANSACTIONS Catch early signs of fraud by staying on top of your bank transactions. Link your financial accounts to Aura & get alerted if we detect any unusual transactions that may indicate fraud. ► PREVENT CREDIT FRAUD WITH A TAP Instantly lock your credit to prevent thieves from opening credit cards or loans in your name. Aura delivers the fastest alerts³ so you get alerted to fraud in minutes, not days. Keep track of your credit health by accessing your credit score and 3B annual credit reports⁴. ► PROTECT YOUR ACCOUNTS WITH STRONG PASSWORDS Aura helps you generate unique, strong passwords to help secure your online accounts. Get alerted if you have a weak or breached password, and watch Aura auto-update your credentials on select sites. ►KEEP KIDS SAFE ONLINE (only for subscriptions with Parental Controls & Wellbeing enabled) Get insight into your child’s digital habits to help them thrive. Aura provides powerful parental controls—content blocking, screen time limits & focus modes—plus safety alerts for emerging risks such as AI chat apps and insights into your child’s device use. Aura service includes: - Free trial: free of charge; no commitment; cancel anytime - Payment will be charged to your iTunes account at confirmation of purchase - Subscription automatically renews unless auto-renew is turned off at least 24-hours before end of trial period. - Length of subscription: 1 month / 1 year - Account will be charged for renewal within 24-hrs prior to end of current period & identify cost of renewal. - Subscriptions may be managed by user and auto-renewal may be turned off in Account Settings after purchase. - Current subscriptions cannot be canceled during an active billing period. - Any unused portion of a free trial period, if offered, will be forfeited when user purchases a subscription. Privacy Policy: https://www.aura.com/legal/privacy-policy Terms of Service: https://aura.com/legal/service-terms ² Ranked #1 by Security.Org & IdentityProtectionReview.com (may be compensated as a marketing affiliate of Aura, but their ratings are all their own) ³ As compared to the competition. Results based on 2025 mystery shopper consumer study by ath Power Consulting, who was compensated by Aura to conduct this study. ⁴ Score you receive with Aura is provided for educational use to help understand your credit. Calculated by your TransUnion or Experian credit file. Lenders use different credit scoring systems; the score you receive with Aura is not the same score used by lenders. Aura's 60-day money-back guarantee does not apply to purchases made via App Store. For more details, please visit https://www.aura.com/legal/refund-policy.