UBA Secure Pass vs StrivePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Secure Pass
This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.
- Transaction authorization
- Identity management
- Mobile token
- Self-activation
- Virtual channel access
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The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.
StrivePay
This app simplifies daily transactions with a secure and user-friendly interface. It offers virtual USD cards for global shopping, bill payments, and easy top-ups for airtime, data, and TV subscriptions.
- Virtual USD cards for global shopping
- Streamlined bill payments
- Airtime and data top-ups
- TV subscription management
- Bank-grade security
- Exclusive discounts
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StrivePay: Payments That Power Your Ambitions Your all-in-one digital payment solution that puts you in control. StrivePay streamlines your daily transactions with a sleek, secure interface designed for the way you live. Key Features: • Virtual USD Cards - Shop globally with instant virtual cards • Bill Payments - Handle utilities and subscriptions in seconds • Airtime & Data - Top up any network at the best rates • TV Subscriptions - Never miss your favorite shows Why You'll Love StrivePay: • Lightning-fast transactions • Bank-grade security • Competitive rates • 24/7 availability • User-friendly design • Exclusive discounts Join thousands of satisfied users who've discovered a smarter way to manage digital payments. Whether you're paying bills, buying airtime, or shopping online, StrivePay makes it effortless. Download now and experience the future of digital payments! Visit https://strivepay.io/terms for more information.
Screenshots
Verdict
The clearest difference is review sentiment: StrivePay at 100% against UBA Secure Pass's 5%. StrivePay also leads on rating (5.0 vs 1.9) and update cadence (every 5 weeks vs every 52 months). UBA Secure Pass's advantage is ratings volume (286 vs 4) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StrivePay holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: UBA Secure Pass has 286 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 5% of UBA Secure Pass's written reviews are positive against 100% of StrivePay's.
UBA Secure Pass ships an update every 52 months, StrivePay every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | UBA Secure Pass | StrivePay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (286 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 5.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 286 — better | 4 |
| Update frequency | Every 52 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 36 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | Techblend |
Customer experience
UBA Secure Pass
StrivePay
Bugs and requests
UBA Secure Pass
Reported bugs
11 issues- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone
Show 6 moreShow fewer
- App shows blank/frozen interface
- Registration process incomplete
- Invalid secure pass errors despite correct input
- App incompatible with newer iPhone models
- Safari connection errors
- App unresponsive and hangs frequently
Requested features
5 requests- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability
StrivePay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Secure Pass
No in-app purchases
StrivePay
No in-app purchases
