Comparison

Grey vs StrivePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Grey

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

Highlights
  • Free global bank accounts
  • Multi-currency management
  • International money transfers
  • Competitive currency exchange
  • Virtual dollar card
  • Professional invoice generation
  • Bill payments
Features
Read full description

**Open a multi-currency account in minutes, for free.** Open a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card. - Free USD, GBP and EUR accounts in one app - No monthly fees - Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)* - Trusted by 3 million users - Multilingual support **Why Grey stands out** - Receive global payments with ease - Convert currencies at competitive rates - Send money to 160+ countries - Create and send professional invoices in minutes. **No limits to your money** When you open a multi-currency account with us, you get local account details for easy money transfer and payments. **Our Services** - Global Money Transfer - Get USD, EUR, GBP Accounts - Currency Exchange - Virtual USD Card **Global Money Transfer** With Grey, send money to freelancers, business associates and loved ones anywhere in the world. **Easy Foreign Exchange in Seconds** Exchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account. **Send & receive stablecoins** Send, receive and manage USDT and USDC transfers alongside your international payments **Bill payments, simplified** Pay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily. **Gift Cards** Buy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient. **Professional Invoices for Your Global Clients** Create and send professional invoices in minutes. Share them with clients around the world and get paid more easily. **Around-the-clock Support** Stay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co **Protected and Regulated** We are regulated by FinCEN and FINTrac, so your money is always safe. Grey Incorporated

About

StrivePay

This app simplifies daily transactions with a secure and user-friendly interface. It offers virtual USD cards for global shopping, bill payments, and easy top-ups for airtime, data, and TV subscriptions.

Highlights
  • Virtual USD cards for global shopping
  • Streamlined bill payments
  • Airtime and data top-ups
  • TV subscription management
  • Bank-grade security
  • Exclusive discounts
Features
Read full description

StrivePay: Payments That Power Your Ambitions Your all-in-one digital payment solution that puts you in control. StrivePay streamlines your daily transactions with a sleek, secure interface designed for the way you live. Key Features: • Virtual USD Cards - Shop globally with instant virtual cards • Bill Payments - Handle utilities and subscriptions in seconds • Airtime & Data - Top up any network at the best rates • TV Subscriptions - Never miss your favorite shows Why You'll Love StrivePay: • Lightning-fast transactions • Bank-grade security • Competitive rates • 24/7 availability • User-friendly design • Exclusive discounts Join thousands of satisfied users who've discovered a smarter way to manage digital payments. Whether you're paying bills, buying airtime, or shopping online, StrivePay makes it effortless. Download now and experience the future of digital payments! Visit https://strivepay.io/terms for more information.

Screenshots

Grey4 screens
StrivePay4 screens

Verdict

The call

The clearest difference is review sentiment: StrivePay at 100% against Grey's 38%. StrivePay also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). Grey's advantage is update cadence (every 4 days vs every 5 weeks) and ratings volume (5.8K vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

StrivePay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Grey has 5.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 38% of Grey's written reviews are positive against 100% of StrivePay's.

UpkeepUpdate frequency

Grey ships an update every 4 days, StrivePay every 5 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Grey versus StrivePay: the parameters behind the verdict, then further details
ParameterGreyStrivePay
PriceFreeFree
Rating4.6 (5.8K ratings)5.0 (4 ratings) — better
Positive reviews38.0% of reviews100.0% of reviews — better
Number of ratings5.8K — better4
Update frequencyEvery 4 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 — better
Further details — not scored
Size1.0 GB104 MB
Age rating17+4+
DeveloperGrey IncorporatedTechblend

Customer experience

Grey

All ratings5,754 ratings
Positive89.2%
Neutral3.1%
Negative7.7%
Written reviews432 reviews
Positive38.0%
Neutral4.6%
Negative57.4%

StrivePay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Grey

Reported bugs

3 issues
  • Transactions not showing up
  • Inability to access account or make transfers
  • Recurring app crashes and bugs

Requested features

4 requests
  • Increase monthly withdrawal limit
  • Add dark mode option
  • Improve virtual card functionality
  • Streamline verification process

StrivePay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Grey

No in-app purchases

None

StrivePay

No in-app purchases

Questions

Is Grey free?
Grey is free to download, with no in-app purchases.
Is StrivePay free?
StrivePay is free to download, with no in-app purchases.
Which has better reviews, Grey or StrivePay?
StrivePay is rated higher. Grey averages 4.6 out of 5 from 5.8K ratings, while StrivePay averages 5.0 from 4 ratings.
Do Grey or StrivePay have ads?
Neither Grey nor StrivePay shows ads.
Which is updated more often, Grey or StrivePay?
Grey ships an update every 4 days, and StrivePay every 5 weeks. Most recently, Grey was updated on October 25, 2026 and StrivePay on October 24, 2026.

Other comparisons