Chipper Cash vs StrivePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipper Cash
Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.
- Free local money transfers
- Low cross-border rates
- Buy discounted airtime with cashback
- Instant, fee-free bill payments
- Refer friends to earn cash
- Send and receive money instantly
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Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com
StrivePay
This app simplifies daily transactions with a secure and user-friendly interface. It offers virtual USD cards for global shopping, bill payments, and easy top-ups for airtime, data, and TV subscriptions.
- Virtual USD cards for global shopping
- Streamlined bill payments
- Airtime and data top-ups
- TV subscription management
- Bank-grade security
- Exclusive discounts
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StrivePay: Payments That Power Your Ambitions Your all-in-one digital payment solution that puts you in control. StrivePay streamlines your daily transactions with a sleek, secure interface designed for the way you live. Key Features: • Virtual USD Cards - Shop globally with instant virtual cards • Bill Payments - Handle utilities and subscriptions in seconds • Airtime & Data - Top up any network at the best rates • TV Subscriptions - Never miss your favorite shows Why You'll Love StrivePay: • Lightning-fast transactions • Bank-grade security • Competitive rates • 24/7 availability • User-friendly design • Exclusive discounts Join thousands of satisfied users who've discovered a smarter way to manage digital payments. Whether you're paying bills, buying airtime, or shopping online, StrivePay makes it effortless. Download now and experience the future of digital payments! Visit https://strivepay.io/terms for more information.
Screenshots
Verdict
The clearest difference is rating: StrivePay at 5.0 against Chipper Cash's 4.3. StrivePay also leads on review sentiment (100% vs 59%). Chipper Cash's advantage is ratings volume (15K vs 4) and update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StrivePay holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Chipper Cash has 15K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 59% of Chipper Cash's written reviews are positive against 100% of StrivePay's.
Chipper Cash ships an update every 2 weeks, StrivePay every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | Chipper Cash | StrivePay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (15K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 58.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 15K — better | 4 |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 167 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | Critical Ideas, Inc. | Techblend |
Customer experience
Chipper Cash
StrivePay
Bugs and requests
Chipper Cash
Reported bugs
3 issues- Login screen freezes
- Virtual card issues
- Inconsistent app performance
Requested features
5 requests- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals
StrivePay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Chipper Cash
No in-app purchases
StrivePay
No in-app purchases
