Paynet Wallet vs FinComPay Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet that lets you open payment accounts in Moldova and EU countries without visiting a bank. Enjoy free withdrawals, real-time alerts, and card controls. Send and receive money locally and internationally with ease.
- Open accounts in Moldova and EU countries
- Virtual and physical Mastercard debit cards
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card controls (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
FinComPay Mobile Banking
Manage your bank accounts and cards easily, securely, and quickly. Perform various transactions like payments, transfers, and view account details. Access ATM locations and currency exchange rates.
- Account and card management
- View balances and statements
- Pay utility and commercial services
- P2P transfers
- Inter-bank transfers
- Deposit and credit payments
- ATM and branch locator
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Aplicația mobilă pentru iOS de la FinComBank va permite gestiunea cardurilor și conturilor DVS ușor, sigur și rapid! Avantaje: • Mobilitate și simplitate în utilizare • Securitatea datelor • Gestiunea conturilor/cardurilor online si a produselor bancare Ce operațiuni pot efectua: • Vizualizarea soldurilor și extraselor de carduri/conturi; • Vizualizarea rechizitelor conturilor/cardurilor; • Achitarea serviciilor comunale/ comerciale; • Efectuarea transferurilor P2P pe cardurile Visa și MasterCard; • Efectuarea transferurilor între conturi FinComBank; • Efectuarea transferurilor pe conturi deschise în alte bănci; • Recepționarea transferurilor rapide online; • Alimentarea depozitului; • Achitarea creditului; • Geolocația bancomatelor și subdiviziunilor Băncii; • Vizualizarea cursului valutar. Pentru accesarea aplicației, este necesar să aveți acces la serviciul FinComPay internet-banking. Dacă nu beneficiați de serviciul FinComPay internet-banking, Vă puteți înregistra online pe site https://fiz3.fincompay.com/GAMA/web/main_dev.php/login-remote sau în orice sucursală FinComBank. Notă: Aplicația este disponibilă doar pentru persoanei fizice, clienți FinComBank.
Screenshots
Verdict
The clearest difference is rating: FinComPay Mobile Banking at 4.8 against Paynet Wallet's 4.3. FinComPay Mobile Banking also leads on review sentiment (86% vs 75%) and ratings volume (117 vs 21). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FinComPay Mobile Banking holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: FinComPay Mobile Banking has 117 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 75% of Paynet Wallet's written reviews are positive against 86% of FinComPay Mobile Banking's.
Paynet Wallet ships an update every 2 weeks, FinComPay Mobile Banking fortnightly. Both last shipped on November 6, 2026.
| Parameter | Paynet Wallet | FinComPay Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) | 4.8 (117 ratings) — better |
| Positive reviews | 75.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 21 | 117 — better |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 138 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | FinComBank SA |
Customer experience
Paynet Wallet
FinComPay Mobile Banking
In-app purchases
Paynet Wallet
No in-app purchases
FinComPay Mobile Banking
No in-app purchases
Questions
Is Paynet Wallet free?
Is FinComPay Mobile Banking free?
Which has better reviews, Paynet Wallet or FinComPay Mobile Banking?
Do Paynet Wallet or FinComPay Mobile Banking have ads?
Which is updated more often, Paynet Wallet or FinComPay Mobile Banking?
Other comparisons
