Monese vs BPP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monese
This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.
- Multi-currency accounts (GBP, EUR, RON)
- Contactless Mastercard debit card
- International money transfers
- Virtual card for online payments
- Savings pots
- Real-time spending notifications
- Credit score building (UK only)
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Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
BPP
Manage your banking and electronic cards with this innovative app. Access communications, news, and market insights. Securely log in using fingerprint or facial recognition.
- Account and card management
- Daily banking operations
- Access to communications and offers
- News and market insights
- Personalized favorites
- Fingerprint and Face ID login
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Scopri la nuova App BPP ed entra in Banca Popolare Pugliese con un click. Semplice, completa ed innovativa, ti consente di risparmiare tempo ed ottimizzare la tua Banking Experience. Oltre ad effettuare tutte le operazioni di controllo e gestione quotidiana dei rapporti bancari e delle carte elettroniche, con la nuova App potrai anche accedere ad alcune sezioni dedicate come l'Area Comunicazioni, con novità e offerte che potrebbero interessarti, o l'Area News e Mercati, con notizie e approfondimenti sul sistema finanziario e della compravendita titoli. Infine puoi personalizzare la tua Area personale organizzando i Preferiti direttamente dal menu. L’accesso all’App è garantito da avanzati sistemi di riconoscimento: Finger Print l’impronta digitale e Face ID il riconoscimento facciale, sono modalità di accesso sicure e affidabili che Banca Popolare Pugliese riserva a tutti i suoi Clienti. La nuova App BPP è disponibile su smartphone iOS. Scaricala dallo store! Per informazioni o assistenza, contattaci tramite l'App oppure direttamente sul sito www.bpp.it. Vuoi aiutarci a migliorare i nostri servizi? La tua opinione è molto importante. Lascia una recensione sullo store! Non sei ancora un Cliente BPP? Chiama il Numero Verde 800.99.14.99 o visita il sito su www.bpp.it.
Screenshots
Verdict
The clearest difference is ads: BPP at none against Monese's shown. BPP also leads on review sentiment (47% vs 19%) and monetization model (free vs free with in-app purchases). Monese's advantage is ratings volume (2.4K vs 12). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Monese against 4.8 for BPP. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 19% of Monese's written reviews are positive against 47% of BPP's.
Monese ships an update every 3 weeks, BPP every 5 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.
| Parameter | Monese | BPP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.4K ratings) | 4.8 (12 ratings) — better |
| Positive reviews | 18.8% of reviews | 47.1% of reviews — better |
| Number of ratings | 2.4K — better | 12 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 203 MB | 195 MB |
| Age rating | 4+ | 12+ |
| Developer | Monese LTD | Banca Popolare Pugliese |
Customer experience
Monese
BPP
In-app purchases
Monese
No in-app purchases
BPP
No in-app purchases









