Pleo vs Circula

Your business expenses, streamlined. Welcome to Pleo, Europe's leading business spend platform. Trusted by 40,000+ companies across Europe, we give you everything you need to spend, submit, and get reimbursed, built for how your business works. No extra tools. No expense report headaches. No waiting until payday to get your money back. For you Spend instantly with a physical or virtual Pleo card. Snap a receipt in seconds and ditch manual expense reports forever. Get reimbursed quickly, without waiting for the next payroll cycle. Track your money and see exactly what you've spent and where. For your finance team Real-time visibility across every single transaction. Smart spend limits, approval flows, and budgets all in one place. Accounts payable managed smoothly from purchase to payment. Direct sync with your existing accounting system. Automated reconciliation so month-end closing takes minutes, not days. How it works Make a purchase, snap your receipt, and you're done. Your finance team sees it instantly. No chasing, no spreadsheets, no surprises at month-end. Pleo is available across 16 European markets. Fully regulated and built to scale with your business.

With Circula, your business expenses manage themselves. Circula is the flexible spend management platform for European finance teams, bringing employee & travel expenses, corporate credit cards, accounts payable, and employee benefits together in one app. From the first receipt to the pre-accounted booking in your downstream system, Circula closes the loop. With Circula you can: • Get per diem rates for trips calculated automatically • Snap a photo of a receipt or invoice, no more manual data entry • Pay directly with physical or virtual company credit cards • Get invoices captured automatically and routed for approval • Approve your team's expenses on the go • Keep an overview of the benefits budget and use it with ease • Catch duplicates and policy violations before they become a problem • Export clean, GoBD-compliant data straight to financial and payroll accounting Compliance isn't an afterthought at Circula, it's part of every process from day one. Circula keeps data clean, tax-compliant, and audit-ready, without any manual effort. Thanks to Circula AI, more than 60% of all expenses are already export-ready at the moment of submission, with no manual work for accounting required. More than 3,000 companies and 250,000 users in over 25 countries worldwide trust Circula, including About You, DATEV, Deutsche Fußball Liga, Noerr, and Securitas. Circula was founded in 2017 and is headquartered in Berlin. Download Circula today.