Comparison

HBL Mobile vs Soneri Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HBL Mobile

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

Highlights
  • View and download account statements
  • Funds transfer between accounts
  • Bill payments (utility, mobile, education)
  • Credit card payments
  • QR payments
  • Investment in mutual funds
  • Manage debit/credit cards
Read full description

Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.

About

Soneri Digital

Manage all your banking needs on the go with this digital banking application. It offers secure access to your accounts, allows for easy self-registration, and provides a range of convenient features for everyday transactions and bill payments.

Highlights
  • Fingerprint login for security
  • Manage multiple accounts
  • Check balance and view statements
  • Local and interbank transfers
  • Pay bills and top-up mobile
  • Locate ATMs and branches
Features
Read full description

Soneri Bank always bring innovative solutions to strengthen its customer relationship via our brand proposition of ‘Roshan Har Qadam’. In continuation of these aspirations, a fresh new Digital Banking Application is launched. All your banking needs is now on your fingertips. Packed with all smart features, Soneri Digital App provides secure on the go access to your account and providing safer and quicker access to all your banking needs. Registration! Follow easy step by step self-activation process directly from Soneri Digital Banking by providing few information, no need to visit branch or call on phone banking for the activation. Salient Features! - Feel secure when you login with your Finger print - Manage multiple accounts in one place - Check your balance and view your account statement - Transfer both local i.e. (within bank) and between switch member banks i.e. ( Interbank ) - Pay Zakat and Donation - Pay your utilities, Telecos and Govt. Bills -Top-up your mobile - Manage your beneficiaries & billers - View you activity logs - Locate Soneri ATM and Branches Permissions! - Camera & Gallery, for profile picture - Location, to locate nearest ATM and Branches Contact Us! Please feel free to contact us via any of the following channels for all your queries and feedback: UAN: +92 021-111-766-374 (SONERI) Email: complaint.suggestion@soneribank.com Facebook, https://www.facebook.com/SoneriBankPK/

Screenshots

HBL Mobile4 screens
Soneri Digital4 screens

Verdict

The call

The clearest difference is review sentiment: HBL Mobile at 79% against Soneri Digital's 45%. HBL Mobile also leads on update cadence (fortnightly vs monthly). Soneri Digital's advantage is rating (4.7 vs 4.4) and iOS requirement (12.4 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Soneri Digital holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.9K and 768 respectively. Written reviews complicate that: 79% of HBL Mobile's written reviews are positive against 45% of Soneri Digital's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

HBL Mobile ships an update fortnightly, Soneri Digital monthly. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

Scorecard4 real differences · 6 level
HBL Mobile versus Soneri Digital: the parameters behind the verdict, then further details
ParameterHBL MobileSoneri Digital
PriceFreeFree
Rating4.4 (1.9K ratings)4.7 (768 ratings) — better
Positive reviews79.1% of reviews — better44.6% of reviews
Number of ratings1.9K — better768
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.4 — better
Further details — not scored
Size432 MB102 MB
Age rating17+4+
DeveloperHABIB BANK LIMITEDSoneri Bank Limited

Customer experience

HBL Mobile

All ratings1,890 ratings
Positive84.3%
Neutral3.7%
Negative12.0%
Written reviews774 reviews
Positive79.1%
Neutral3.4%
Negative17.6%

Soneri Digital

All ratings768 ratings
Positive93.4%
Neutral1.6%
Negative5.1%
Written reviews56 reviews
Positive44.6%
Neutral3.6%
Negative51.8%

User reviews

HBL Mobile

From 1.9K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Convenient features (bill payments, money transfers, etc.)
  • 👍 Easy to navigate

Room to improve

  • 🐛 Occasional crashes or errors
  • 🐛 Biometric verification issues
  • 🐛 Compatibility problems with newer iOS versions
  • 🐛 Slow performance at times
  • 🐛 Maintenance downtime disruptions

Soneri Digital

From 768 App Store ratings

What we love

  • 👍 Convenient features
  • 🚀 Quick service
  • 🔒 Secure banking
  • 👍 User-friendly app
  • 👍 Excellent services

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Slow and unstable performance
  • 🐛 Biometric issues
  • 🐛 Unreliable OTP delivery
  • 🐛 Beneficiary details not saved

Bugs and requests

HBL Mobile

Reported bugs

4 issues
  • Biometric verification not working
  • App crashing on newer iOS versions
  • Transactions not showing up correctly
  • Scheduled payments not processing as expected

Requested features

5 requests
  • Add Face ID/Touch ID login option
  • Improve transaction history display
  • Increase funds transfer limits
  • Add more payment options (e.g., credit card bill payments for other banks)
  • Improve app stability and reduce crashes

Soneri Digital

Reported bugs

4 issues
  • App not working abroad
  • Registration issues for foreign users
  • Incorrect login information error
  • History not loading properly

Requested features

2 requests
  • Add Fesco bill payment option
  • Option to delete transaction history

In-app purchases

None

HBL Mobile

No in-app purchases

None

Soneri Digital

No in-app purchases

Questions

Is HBL Mobile free?
HBL Mobile is free to download, with no in-app purchases.
Is Soneri Digital free?
Soneri Digital is free to download, with no in-app purchases.
Which has better reviews, HBL Mobile or Soneri Digital?
Soneri Digital is rated higher. HBL Mobile averages 4.4 out of 5 from 1.9K ratings, while Soneri Digital averages 4.7 from 768 ratings.
Do HBL Mobile or Soneri Digital have ads?
Neither HBL Mobile nor Soneri Digital shows ads.
Which is updated more often, HBL Mobile or Soneri Digital?
HBL Mobile ships an update fortnightly, and Soneri Digital monthly. Most recently, HBL Mobile was updated on September 23, 2026 and Soneri Digital on September 25, 2026.

Other comparisons