HBL Mobile vs Soneri Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HBL Mobile
Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.
- View and download account statements
- Funds transfer between accounts
- Bill payments (utility, mobile, education)
- Credit card payments
- QR payments
- Investment in mutual funds
- Manage debit/credit cards
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Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.
Soneri Digital
Manage all your banking needs on the go with this digital banking application. It offers secure access to your accounts, allows for easy self-registration, and provides a range of convenient features for everyday transactions and bill payments.
- Fingerprint login for security
- Manage multiple accounts
- Check balance and view statements
- Local and interbank transfers
- Pay bills and top-up mobile
- Locate ATMs and branches
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Soneri Bank always bring innovative solutions to strengthen its customer relationship via our brand proposition of ‘Roshan Har Qadam’. In continuation of these aspirations, a fresh new Digital Banking Application is launched. All your banking needs is now on your fingertips. Packed with all smart features, Soneri Digital App provides secure on the go access to your account and providing safer and quicker access to all your banking needs. Registration! Follow easy step by step self-activation process directly from Soneri Digital Banking by providing few information, no need to visit branch or call on phone banking for the activation. Salient Features! - Feel secure when you login with your Finger print - Manage multiple accounts in one place - Check your balance and view your account statement - Transfer both local i.e. (within bank) and between switch member banks i.e. ( Interbank ) - Pay Zakat and Donation - Pay your utilities, Telecos and Govt. Bills -Top-up your mobile - Manage your beneficiaries & billers - View you activity logs - Locate Soneri ATM and Branches Permissions! - Camera & Gallery, for profile picture - Location, to locate nearest ATM and Branches Contact Us! Please feel free to contact us via any of the following channels for all your queries and feedback: UAN: +92 021-111-766-374 (SONERI) Email: complaint.suggestion@soneribank.com Facebook, https://www.facebook.com/SoneriBankPK/
Screenshots
Verdict
The clearest difference is review sentiment: HBL Mobile at 79% against Soneri Digital's 45%. HBL Mobile also leads on update cadence (fortnightly vs monthly). Soneri Digital's advantage is rating (4.7 vs 4.4) and iOS requirement (12.4 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Soneri Digital holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.9K and 768 respectively. Written reviews complicate that: 79% of HBL Mobile's written reviews are positive against 45% of Soneri Digital's, so the app with the better star average is not the one people write more warmly about.
HBL Mobile ships an update fortnightly, Soneri Digital monthly. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.
| Parameter | HBL Mobile | Soneri Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.9K ratings) | 4.7 (768 ratings) — better |
| Positive reviews | 79.1% of reviews — better | 44.6% of reviews |
| Number of ratings | 1.9K — better | 768 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 432 MB | 102 MB |
| Age rating | 17+ | 4+ |
| Developer | HABIB BANK LIMITED | Soneri Bank Limited |
Customer experience
HBL Mobile
Soneri Digital
User reviews
HBL Mobile
From 1.9K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate
Room to improve
- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions
Soneri Digital
From 768 App Store ratingsWhat we love
- 👍 Convenient features
- 🚀 Quick service
- 🔒 Secure banking
- 👍 User-friendly app
- 👍 Excellent services
Room to improve
- 🐛 Frequent app crashes
- 🐛 Slow and unstable performance
- 🐛 Biometric issues
- 🐛 Unreliable OTP delivery
- 🐛 Beneficiary details not saved
Bugs and requests
HBL Mobile
Reported bugs
4 issues- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected
Requested features
5 requests- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes
Soneri Digital
Reported bugs
4 issues- App not working abroad
- Registration issues for foreign users
- Incorrect login information error
- History not loading properly
Requested features
2 requests- Add Fesco bill payment option
- Option to delete transaction history
In-app purchases
HBL Mobile
No in-app purchases
Soneri Digital
No in-app purchases









