Comparison

PCI_Mobile vs ATH Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCI_Mobile

This platform allows authorized business partners to manage and streamline consumer transactions. It requires specific authorization from PCI and your office to log in and utilize its features.

Highlights
  • Consumer transaction enhancement
  • Transaction facilitation
  • Business partner platform
  • Secure login
  • Office authorization required
Features
Read full description

PCI Mobile is a platform for our business partners to enhance and facilitate consumer transactions. In order to log in and use PCI Mobile, you must be authorized by PCI and your office.

About

ATH Business

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

Highlights
  • Receive real-time secure payments
  • Use custom business identifier for payments
  • Send refunds
  • Generate payment and refund reports
  • Receive weekly and monthly payment summaries
Features
Read full description

ATH Móvil Business es una aplicación de la Red ATH® que te permite: - Recibir pagos en tiempo real y de forma segura. - Recibir pagos a tu pATH (nombre único) en lugar de tu numero de teléfono. - Enviar reembolsos. - Generar reportes de pagos y reembolsos. - Recibir resúmenes semanales y mensuales de pagos. Para utilizar el servicio ATH Móvil Business debes: - Ser cliente de un banco o cooperativa afiliada a la Red ATH® y que ofrezca el servicio ATH Móvil. - Tener una tarjeta de débito. Instituciones financieras participantes: - Banco Popular de Puerto Rico - FirstBank - Sobre 90 cooperativas… Para ver la lista de instituciones financieras participantes ve a www.athmovilbusiness.com

Screenshots

PCI_Mobile3 screens
ATH Business4 screens

Verdict

The call

The clearest difference is review sentiment: PCI_Mobile at 63% against ATH Business's 12%. PCI_Mobile also leads on rating (4.1 vs 3.0) and monetization model (free vs ad-supported). ATH Business's advantage is ratings volume (132 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PCI_Mobile holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 27 and 132 respectively. Written reviews point the same way: 63% of PCI_Mobile's written reviews are positive against 12% of ATH Business's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
PCI_Mobile versus ATH Business: the parameters behind the verdict, then further details
ParameterPCI_MobileATH Business
PriceFreeFree
Rating4.1 (27 ratings) — better3.0 (132 ratings)
Positive reviews62.5% of reviews — better11.6% of reviews
Number of ratings27132 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size16 MB61 MB
Age rating4+12+
DeveloperPreferred Credit IncEVERTEC

Customer experience

PCI_Mobile

All ratings27 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews8 reviews
Positive62.5%
Neutral0.0%
Negative37.5%

ATH Business

All ratings132 ratings
Positive44.7%
Neutral10.6%
Negative44.7%
Written reviews43 reviews
Positive11.6%
Neutral18.6%
Negative69.8%

Bugs and requests

PCI_Mobile

Not enough reviews yet to summarise bugs or requests.

ATH Business

Reported bugs

26 issues
  • App not supported on jailbroken devices
  • App crashes when trying to update
  • App crashes when trying to export transactions
  • App crashes when Touch ID or Face ID is activated
  • App crashes upon opening
Show 21 more
  • App crashes on startup
  • App crashes on iPhone XS Max
  • App crashes on iPhone X Max
  • App freezes on login screen
  • App does not recognize provided phone number after registration
  • App does not allow adding a password
  • App does not allow adding a card
  • App does not allow continuing after security questions
  • App does not allow scanning QR codes on iPhone
  • App requires deletion and re-download daily to see transactions
  • Error when trying to sign up/register
  • Invalid email error when logging in, but email is registered
  • App closes when trying to download CSV
  • App does not open, blinks and closes
  • App does not open, has been like this for a while
  • App does not work
  • App won't open, doesn't work
  • App won't start, crashes all the time
  • Not receiving notifications for payments received
  • Refund functionality not working for months
  • Totals not visible beyond the current day

Requested features

6 requests
  • Allow business-to-business transfers without personal ATH Movil
  • Allow sending money without using regular ATH Movil
  • Increase text size
  • Allow refunds to return fees
  • Temporary accounts for employees
Show 1 more
  • SMS notifications for received payments

In-app purchases

None

PCI_Mobile

No in-app purchases

None

ATH Business

No in-app purchases

Questions

Is PCI_Mobile free?
PCI_Mobile is free to download, with no in-app purchases.
Is ATH Business free?
ATH Business is free to download, with no in-app purchases.
Which has better reviews, PCI_Mobile or ATH Business?
PCI_Mobile is rated higher. PCI_Mobile averages 4.1 out of 5 from 27 ratings, while ATH Business averages 3.0 from 132 ratings.
Do PCI_Mobile or ATH Business have ads?
Neither PCI_Mobile nor ATH Business shows ads.
Which is updated more often, PCI_Mobile or ATH Business?
PCI_Mobile ships an update every 2 months, and ATH Business every 2 months. Most recently, PCI_Mobile was updated on November 2, 2026 and ATH Business on November 6, 2026.

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