Mashreq Egypt vs Valu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mashreq Egypt
Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.
- All-in-one account management
- Fast, secure transfers and payments
- Full credit card control
- Smart savings and investment tools
- Biometric login and 2FA security
- 24/7 chatbot support
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Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
Screenshots
Verdict
The clearest difference is rating: Mashreq Egypt at 4.7 against Valu's 3.3. Mashreq Egypt also leads on review sentiment (42% vs 13%) and update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mashreq Egypt holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 225 and 454 respectively. Written reviews point the same way: 42% of Mashreq Egypt's written reviews are positive against 13% of Valu's.
Mashreq Egypt ships an update fortnightly, Valu every 5 weeks. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.
| Parameter | Mashreq Egypt | Valu |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (225 ratings) — better | 3.3 (454 ratings) |
| Positive reviews | 42.1% of reviews — better | 13.1% of reviews |
| Number of ratings | 225 | 454 — better |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 160 MB | 180 MB |
| Age rating | 4+ | 4+ |
| Developer | Mashreq Bank PSC | EFG Hermes |
Customer experience
Mashreq Egypt
Valu
Bugs and requests
Mashreq Egypt
Not enough reviews yet to summarise bugs or requests.
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
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- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
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- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
In-app purchases
Mashreq Egypt
No in-app purchases
Valu
No in-app purchases









