Comparison

Sterling Payday Loans vs QuickBucks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sterling Payday Loans

Quickly apply for payday loans from multiple lenders with a single online form. Get funds deposited into your bank account on the same day. This service connects you with lenders who may offer fast approval and same-day funding.

Highlights
  • Single application form
  • Multiple lender comparison
  • Same-day deposit
  • Completely online process
  • No paperwork required
  • Fast approval potential
Features
Read full description

Sterling Payday Loans allows you to apply to multiple lenders by filling just one application form and get money deposited into your bank account on the same day. As a UK loan broker we make our goal to find you a lender that offers you the best chance of being approved and offers you a great product that fits your needs and requirements. Our process is completely online – so you will have absolutely no need to talk to us or send us any paperwork whatsoever. If we find you a payday loan lender then they may ask to speak to you or for additional documentation – but some lenders will not. Either way, if you are accepted by a lender it is realistic to say that you could have the loan deposited into your bank account within an hour or two, however this may vary depending on your bank. There are many reasons why you may need a cash loan today – but we don’t ask you what it is. It could be an emergency at home, urgent bills or practically any legal reason that you may need the money for. We ask just one thing – only take a short term loan if you know you will be able to pay it back by your next pay day. Last thing we want is anyone getting into further debt troubles – these type of loans are for short term solutions only. Sterling Payday Loans is the app to help you out in times when you are in need of a loan. Get connected with a lender - easy, fast and hassle free.

About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

Screenshots

Sterling Payday Loans3 screens
QuickBucks4 screens

Verdict

The call

The clearest difference is rating: Sterling Payday Loans at 4.6 against QuickBucks's 2.5. Sterling Payday Loans also leads on ratings volume (328 vs 95) and iOS requirement (9.1 vs 13.0). QuickBucks's advantage is update cadence (every 3 months vs every 27 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sterling Payday Loans holds the better App Store score, 4.6 against 2.5. Both are backed by a comparable volume of ratings — 328 and 95 respectively. Written reviews complicate that: 0% of Sterling Payday Loans's written reviews are positive against 4% of QuickBucks's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Sterling Payday Loans ships an update every 27 months, QuickBucks every 3 months. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
Sterling Payday Loans versus QuickBucks: the parameters behind the verdict, then further details
ParameterSterling Payday LoansQuickBucks
PriceFreeFree
Rating4.6 (328 ratings) — better2.5 (95 ratings)
Positive reviews0.0% of reviews4.0% of reviews — better
Number of ratings328 — better95
Update frequencyEvery 27 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.1 — better13.0
Further details — not scored
Size27 MB52 MB
Age rating4+4+
DeveloperRainbow UK LtdAccess Bank Plc

Customer experience

Sterling Payday Loans

All ratings301 ratings
Positive89.0%
Neutral3.7%
Negative7.3%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

QuickBucks

All ratings95 ratings
Positive34.7%
Neutral7.4%
Negative57.9%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

In-app purchases

None

Sterling Payday Loans

No in-app purchases

None

QuickBucks

No in-app purchases

Questions

Is Sterling Payday Loans free?
Sterling Payday Loans is free to download, with no in-app purchases.
Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Which has better reviews, Sterling Payday Loans or QuickBucks?
Sterling Payday Loans is rated higher. Sterling Payday Loans averages 4.6 out of 5 from 328 ratings, while QuickBucks averages 2.5 from 95 ratings.
Do Sterling Payday Loans or QuickBucks have ads?
Neither Sterling Payday Loans nor QuickBucks shows ads.
Which is updated more often, Sterling Payday Loans or QuickBucks?
Sterling Payday Loans ships an update every 27 months, and QuickBucks every 3 months. Most recently, Sterling Payday Loans was updated on November 3, 2026 and QuickBucks on November 2, 2026.

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