Speedy Payday Loans vs QuickBucks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Speedy Payday Loans
Easily find short-term loans up to £1000 with funds deposited within hours. This app connects you to multiple lenders simultaneously, simplifying the application process and offering quick access to cash, even with a bad credit rating.
- Borrow up to £1000
- Funds deposited within hours
- Connects to over 70 lenders
- Quick and easy online application
- Loan calculator
- Secured with PIN
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Speedy Payday Loans will make looking for short term loans as easy as texting on your phone. Borrow up to £1000 and get the money directly deposited into your bank account within hours if you are approved. Getting a Payday Loan online is easy, fast and hassle free - you just fill in a standard application form and submit. As a loan broker we have the ability to match you against multiple lenders simultaneously. Now you can enter your details only once and have us connect you with the lender that provides the best chance of you being approved. You can use Speedy Payday Loans anytime. We will always process your application regardless of what time it is. Once approved you will be taken to the lender that will finalize your loan. The application is completely online so you will never have to speak to us, however some lenders might need to contact you by phone or e-mail to finish your application. Once you are approved it is realistical to have your money deposited into your account on the same day although typically you will receive your money on the next as there is delay in transferring funds between different banks. No matter if you have a bad credit rating or if you prefer no credit check loans we will uphold our promise and try our best to match you with a lender. There is no such service providing guaranteed loan but Speedy Payday Loans is the next best thing. The form is encrypted so any information you send is protected and will be used solely for the purposes of the loan. =================9 reasons to use Speedy Payday Loans================= • Speedy Payday Loans is completely FREE to download and use. We do not take any fee or payment from our users. • This app and your data is secured by PIN so you are the only one who can access this app on your device and no one can read your data without your permission. • Built in loan calculator to make loan and payment prediction • Get approved for loan up to £1000 • Quick and Easy application form. • Apply online and fill in all the required fields only once and get access to over 70 major payday loans lenders. • Ability to review all your paperwork before you sign the deal. • Get instant cash directly to your bank account once your loan application is approved. • Pay the debt once you receive your monthly payment checks. IMPORTANT NOTE: • Representative APR Example: 1212% APR variable. £300 borrowed over 30 days would equal total borrowing of £372. • We do not personally give you loans. We refer you to one of our licensed credit broker who will help you to get your application approved by one of the 70 major payday lenders in UK. • Payday loans should not be used as a long term solution. • Our lenders reserve the right to decline your application. • The money your received are borrowed from lenders with all associated fees and obligations. • You have obligations to provide truthful data and make payments as scheduled. • Late repayment of your debt can land you in serious personal financial problem. Please go to moneyadviceservice.org.uk for more information. • Some lenders might need to contact you offline to verify some information. Every lender has its own policy for credit check. • We may receive a fee or commission for either referring your or completion of your loan application. We appreciate any feedback from our users. If you enjoy our service, we will really appreciate a nice review and rating from you.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Screenshots
Verdict
The clearest difference is rating: Speedy Payday Loans at 4.7 against QuickBucks's 2.5. Speedy Payday Loans also leads on ratings volume (2.1K vs 95) and review sentiment (18% vs 4%). QuickBucks's advantage is update cadence (every 3 months vs every 27 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Speedy Payday Loans holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: Speedy Payday Loans has 2.1K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 18% of Speedy Payday Loans's written reviews are positive against 4% of QuickBucks's.
Speedy Payday Loans ships an update every 27 months, QuickBucks every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | Speedy Payday Loans | QuickBucks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.1K ratings) — better | 2.5 (95 ratings) |
| Positive reviews | 17.6% of reviews — better | 4.0% of reviews |
| Number of ratings | 2.1K — better | 95 |
| Update frequency | Every 27 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 20 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Rainbow UK Ltd | Access Bank Plc |
Customer experience
Speedy Payday Loans
QuickBucks
Bugs and requests
Speedy Payday Loans
Reported bugs
3 issues- App won't let users progress past the first page
- Incorrect phone number validation
- App crashes and doesn't work as expected
Requested features
2 requests- Add support for users without a home phone
- Improve app functionality and data handling
QuickBucks
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Speedy Payday Loans
No in-app purchases
QuickBucks
No in-app purchases









