EasyEquities vs Capitec Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EasyEquities
Invest in a wide range of assets like shares, ETFs, crypto, and property with low costs and no minimums. Sign up in minutes and manage your portfolio with AI tools and personalized reporting. Trade global markets and fund accounts easily.
- Invest in shares, ETFs, crypto, and property
- No account or investment minimums
- Fractional shares and IPO access
- AI-powered portfolio creation and advice
- Trade global stock exchanges
- Recurring investment options
- Secure and trusted platform
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At EasyEquities, we aim to make investing as easy as possible for you. Low Cost, Easy Investing * Invest in Shares, ETFs, Properties, Crypto, Retirement Annuities, Tax Free Savings Accounts (TFSA) and Unit Trusts, all low cost and easily accessible in one app. * No account minimums needed and no minimum investment size. * Investing at Your Fingertips * Sign up in minutes, invest in Shares, ETFs, Property. Crypto, RA’s, TFSA and Unit Trusts in seconds. * Invest in Property and CryptoCurrencies * Invest in Fractional Shares Rights (FSRs), Invest with as much money you have available in a piece of a share, with all the benefits of owning a full one, buy up to 1/10 000th of a share. * Get access to the latest IPO’s. * Invest in ZAR, USD, EUR, GBP and AUD. * Place buying and selling instructions when the market is closed. * Thrive with EasyEquities and earn benefits including discount in brokerage each month * Stay on top of your investment portfolio with a detailed account overview and personalised reporting * Set up a recurring investment so that you automatically contribute to your investment monthly, quarterly or annually. Harness the power of AI Investing * Create a portfolio using AI * Browse AI created portfolios * Chat with our AI Bot about investment strategies Trade the Markets * Don’t just invest in the markets but trade them too with EasyTrader. Designed for You * View a beautiful, intuitive user experience, designed to help you invest in the brands you love. * Easily sign in and monitor your portfolio and the market from anywhere, anytime. * Multiple Markets * Invest in the companies you love on the Johannesburg Stock Exchange, New York Stock Exchange, Australian, UK and Euro stock exchanges. * Easily and quickly fund your international wallets using our low-cost, easy to use EasyFX solution * Invest immediately with the instant EFT functionality. Free Investing * Refer a friend and get EasyMoney covering all your brokerage, free investing. * Easily send vouchers to loved ones to build their own investment portfolio. * Secure & Trusted Platform * Cutting-edge security to protect your portfolio and personal information. EasyEquities ®. First World Trader (Pty) Ltd t/a EasyEquities is an authorized financial services provider, registered credit provider and licensed over the counter derivatives provider. EasyEquities is a subsidiary of Purple Group Limited, a company listed on the JSE Limited (PPE)
Capitec Bank
Manage your finances with a secure and easy-to-use mobile banking app. Open accounts, make payments, send money, and manage savings and credit. Offers insurance and affordable mobile plans.
- Open accounts with selfie and ID
- Secure biometric login and fraud alerts
- Instant bill payments and cash transfers
- Manage card limits and contactless payments
- Open and manage multiple savings plans
- Apply for loans and credit
- Purchase prepaid airtime and data
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The Capitec app puts better banking in your pocket. It’s free, secure and easy to use. Enjoy zero data charges on most major SA networks, free in-app calling and secure identity confirmation. Do all your banking with SA’s Bank of the year (News24 Business Awards 2025). Get started • Open an account with just a selfie and your ID • Get your card delivered for a fee or collect it for free • Save on fees with smart tech that puts money back in your pocket Your security matters • Keep your Remote PIN secret, you can reset it on the app • Always keep your phone safe and in your possession • Benefit from biometric login, encrypted data and fraud alerts • Manage contactless card transactions by turning Tap to Pay on and off • Stop lost or stolen cards immediately • Extra security features like In-app Call Verification, Contact Lock and Feature Lock Transact Manage and move your money easily • Manage your card limits, tap-to-pay settings and debit orders • Pay Bills instantly: DStv, municipal bills and more • Send Cash to friends and family to collect for free at retailers or Capitec ATMs • Buy prepaid electricity, water and airtime • Shop online securely with Capitec Pay, no card details needed • Make Cross-Border Money Transfers and International Payments on the app • Use Pay Me to accept payments from Capitec clients via your personal QR code • Scan to Pay major QR codes like SnapScan and Zapper Save Grow your money confidently with flexible savings tools • Open and manage up to 10 savings plans • Choose flexible or fixed options to earn better interest • Personalise and name your savings goals • Buy and sell shares with EasyEquities, save 20% on brokerage fees Insure Protect what matters, get more cover for less • Get free estimates on the app for Life and Funeral Cover • Apply on the app and manage your cover 24/7 • Funeral Cover for up to 21 family members • Life Cover with 3 payout options (monthly income, children’s needs or a lump sum) Credit Flexible personalised credit solutions that suit your needs • Get a free personalised credit estimate • Apply for a Home Loan, Education Loan, Vehicle Loan and more • Earn 1% cash back on every spend with a Capitec Credit Card • Access flexible and lower-limit credit options Connect Affordable airtime, data and phones from Capitec Connect • Pay less for prepaid airtime and data bundles from Capitec Connect • Link your Capitec Connect number to your Capitec Main Account and get 20% extra data • Buy an iPhone or Samsung phone on the app Business Banking Get the same low fees for your business • Save up to 50% on fees • Only R50 monthly fee • Same low transactional fees as Personal Banking • Access to a personal banker with relationship suite Entrepreneur Account Separate business from personal, give it space to grow • For small businesses, freelancers or side hustlers who aren’t CIPC registered • Open up to 4 Entrepreneur Accounts and track cashflow for each • Pay the same low transactional fees as a Personal Banking with no extra monthly fee • Get an Entrepreneur Account Debit Card and personalise it with your business name
Screenshots
Verdict
The clearest difference is rating: Capitec Bank at 3.7 against EasyEquities's 3.2. Capitec Bank also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.5). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Capitec Bank holds the better App Store score, 3.7 against 3.2. Both are backed by a comparable volume of ratings — 42 and 18 respectively. Written reviews complicate that: 33% of EasyEquities's written reviews are positive against 32% of Capitec Bank's, so the app with the better star average is not the one people write more warmly about.
EasyEquities ships an update every 2 months, Capitec Bank fortnightly. The most recent releases landed on October 21, 2026 and October 26, 2026 respectively.
| Parameter | EasyEquities | Capitec Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (42 ratings) | 3.7 (18 ratings) — better |
| Positive reviews | 32.6% of reviews — better | 31.5% of reviews |
| Number of ratings | 42 — better | 18 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 208 MB |
| Age rating | 4+ | 4+ |
| Developer | GT247.com | Capitec Bank Limited |
Customer experience
EasyEquities
Capitec Bank
In-app purchases
EasyEquities
No in-app purchases
Capitec Bank
No in-app purchases
Questions
Is EasyEquities free?
Is Capitec Bank free?
Which has better reviews, EasyEquities or Capitec Bank?
Do EasyEquities or Capitec Bank have ads?
Which is updated more often, EasyEquities or Capitec Bank?
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