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Capitec Bank

Capitec Bank

Simplify banking, live better.

20 ratings
111 reviews
💰 Finance
Free

Details

Released
October 20, 2019
Updated
October 31, 2026

Features

Developer

Capitec Bank Limited
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Capitec Bank screenshot #1 for iPhone
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Capitec Bank screenshot #8 for iPhone
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About

Manage your finances with a secure and easy-to-use mobile banking app. Open accounts, make payments, send money, and manage savings and credit all from your smartphone. Enjoy features like biometric login, fraud alerts, and contactless payment management.

✓Open accounts with selfie and ID
✓Secure biometric login and fraud alerts
✓Instant bill payments and cash transfers
✓Manage savings plans and earn interest
✓Apply for loans and credit cards
✓Contactless card transaction management
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+1

What's New in Capitec Bank

3.13.2

October 31, 2026

Bug fixes and improvements.

User reviews

Most RecentHighest RatedLowest Rated

Lotto no longer on app

Please check lotto no longer available on app after the last update I am using IOS 18
SMshiraaz motan

Vile scum

Endless, grossly excessive charges. Sub human filth- That is capitec. Scum board of directors.
Tthrever

1 month later still no iOS app fix!!

Even after contacting the tech team directly (not easy to get to these hero's), the iOS app still has big issues particularly no more Lotto play option, with constant promises for a fix and nothing. Now their solution is simply to ignore you. Seriously ???
NMNC Mail

Lotto no longer on app

Please check lotto no longer available on app after the last update I am using IOS 18
SMshiraaz motan

Response from developer

Hi Shiraaz. We're genuinely sorry to hear about your experience. We take all feedback to heart and are eager to understand and address your concerns. Could you please reach out to us on our official WhatsApp number at 067 418 9565? We'd appreciate the opportunity to assist you further.

Delete re-install

3rd time I had to delete and re-install the app to use it. Shocking for 2026
JJuandeswardt
See 106 more reviews

FAQ

Is Capitec Bank free to use?

Yes, Capitec Bank is a free application. The app itself does not have a download or usage fee. Users may incur standard bank fees for certain transactions as per the bank's fee structure.

What security features does Capitec Bank offer?

Capitec Bank prioritizes security with features like biometric login, encrypted data, fraud alerts, and In-app Call Verification. Users can also manage contactless card transactions and reset their Remote PIN directly within the app.

Can I open an account with Capitec Bank through the app?

Yes, you can open a Capitec account directly through the app using just a selfie and your ID. You can then choose to have your card delivered for a fee or collect it for free.

What types of transactions can I make with Capitec Bank?

You can make a wide range of transactions including paying bills, sending cash, buying prepaid electricity and airtime, shopping online securely with Capitec Pay, and making cross-border money transfers.

Does Capitec Bank have ads?

No, Capitec Bank is free of advertisements. The app is designed to provide a seamless banking experience without any ad interruptions.

What devices are supported by Capitec Bank?

Capitec Bank is available on iPhone and iPod devices. The app has an age rating of 4+, making it suitable for a wide range of users.

How often is Capitec Bank updated?

The latest version of Capitec Bank is 3.13.2, and it was last updated on October 31, 2026. Updates typically include new features, performance improvements, and security enhancements.

What are the savings options available with Capitec Bank?

Capitec Bank allows you to open and manage up to 10 savings plans with flexible or fixed options to earn better interest. You can also personalize your savings goals and buy/sell shares with EasyEquities.