Best African Bank Business Apps

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Free

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans

Strong Contender

4.6😞(15K ratings)

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This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

🚀 Fast transactions
🔒 Secure app
👍 Reliable service
👍 Useful for business

Room to Improve

🐛 Frequent app crashes
🐛 Login issues
🐛 Network connectivity problems
🐛 Account restrictions and upgrade problems
🐛 Failed transactions and money not reflecting
🐛 Automatic logout issues
🔍 Poor customer service
💰 High charges

Standard Bank / Stanbic Bank by Standard Bank Group

Worth Considering

FinTech: Bank & Wallet hub

4.7😐(5.6K ratings)

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Standard Bank / Stanbic Bank screenshot 1

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Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

What We Love

🚀 Efficient and stable banking app
👍 Easy and friendly to use
🔒 Secure banking experience
💡 Useful features like proof of payment and international payments
👍 Convenient and reliable service

Room to Improve

🐛 Occasional crashes and technical errors
🔒 Mandatory trust call feature raises privacy concerns
🐛 Login and authentication issues, especially for international users
🐛 Inconsistent performance and glitches after updates
🔍 Limited functionality compared to other banking apps

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Access Bank (Ghana) Plc

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Kuda Business: POS & Invoice

Payroll, Expenses & Bulk Pay

Open business bank accountAccept online/offline paymentsInstant settlement

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

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Free bank account openingFree money transfersAutomated savings

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by Eastern Bank Corporation

Eastern Small Business

Check account balancesSearch recent transactionsSchedule bill payments

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(3)

Banking.* Bills. Invoices.

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.6K)

Mercury | Bank Differently

Business and personal accounts

Business bankingPersonal accountsPayment processing

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

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Borderless living

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards

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Bank of Kigali Mobile Banking

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Instant account balance checkSecure 4-digit passcode loginLock/cancel lost cards

Manage your bank accounts conveniently from your mobile device. Check balances, secure your cards, track spending, and initiate transactions like payments and transfers. New users can also register and open an account.

Manage your business finances with this intuitive mobile banking app. Seamlessly transfer funds, make payments, onboard new accounts, and manage various government payments. Stay informed with real-time updates and a personalized dashboard for streamlined operations.

Fund transfers and paymentsNew account onboardingSADAD and MOI payment management

Go beyond business as usual

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

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subscription

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Account and card informationTransaction trackingDocument signing

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Multiple account beneficiariesMoney transfers over N100 millionBills payment and collection

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Zenith Bank eaZymoney

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Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge

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(188)