ONE@Work (formerly Even) vs EXCEED by Money Network

ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.

The EXCEED by Money Network® Mobile App* is a convenient and secure way to keep track of your money on the go. The App* is available to Walmart associates who receive their pay via the Money Network Service and Secondary Cardholders† (family members or dependents 14+ years or older). The App* is free to download and gives you more control of your money with 24/7 access to your Account information anytime, anywhere! Key Features:†,‡               • Quick View to see balances without login • Account balance and transaction details • Piggy Banks to set aside money • Account alerts for balance, deposits, withdrawals and more • Financial wellness tips • Fingerprint/Touch ID • Card Lock and Unlock • Locator to find Walmart locations, check cashing locations and retail reload agents • Budgeting & Spending tools • Mobile check deposit Visit us at EXCEEDCard.com for more information. * Standard message and data rates may apply. † Fees may apply. See the Fee Schedule and Transaction Limit Schedule for the Money Network® Service for more information. ‡ All features may not be available, please log in to the EXCEED by Network Mobile App and view your navigation menu to see the features available to you. Cards issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. © 2025 Money Network Financial, LLC.