ONE@Work (formerly Even) vs Tapcheck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONE@Work (formerly Even)
Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.
- Access earned wages early
- Track earnings per shift
- Automatic paycheck savings
- Budgeting tools
- View work schedule
Read full descriptionHide full description
ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.
Tapcheck
Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.
- Access earned wages before payday
- Instant or next-day transfers
- No hidden fees, interest, or credit checks
- Flat fee per transfer
- Employer-sponsored program
Read full descriptionHide full description
* Life doesn’t always line up with payday. That’s where Tapcheck can help. With Tapcheck, you can get instant access to the money you’ve already earned, before payday. Whether it’s for gas, groceries, rent, or something unexpected, your money’s right there when you need it most. Here’s how it works: 1. Your employer signs up with Tapcheck 2. Download the app and register (it’s free!) 3. Work your shift like usual 4. Get paid early with instant or next-day transfers (typically, up to $200 per day) 5. That amount comes out of your next paycheck * Why Tapcheck? 1. No hidden fees, interest, or credit checks 2. Transfers in seconds 3. One flat fee per transfer, like an ATM 4. More control over your finances, every day * Important: Tapcheck is an Employer Sponsored Program for on-demand pay. Before downloading, make sure your employer offers Tapcheck as an earned wage access benefit. Take control of your pay today. Download the app and schedule your first transfer in minutes. Have questions? Visit tapcheck.com/employees
Screenshots
Verdict
ONE@Work (formerly Even) and Tapcheck both sit at 4.9 stars, but that hides the real split: 85% of ONE@Work (formerly Even)'s written reviews are positive against 46% of Tapcheck's. ONE@Work (formerly Even) also leads on monetization model (free vs free with in-app purchases). Tapcheck's advantage is chart position (#193 vs unranked). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ONE@Work (formerly Even) against 4.8 for Tapcheck. Both are backed by a comparable volume of ratings — 160K and 57K respectively. Written reviews are what separate them: 85% of ONE@Work (formerly Even)'s written reviews are positive against 46% of Tapcheck's.
Both ship on a similar rhythm, roughly fortnightly. Both last shipped on October 30, 2026.
| Parameter | ONE@Work (formerly Even) | Tapcheck |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (160K ratings) — better | 4.8 (57K ratings) |
| Positive reviews | 85.4% of reviews — better | 45.9% of reviews |
| Number of ratings | 160K — better | 57K |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Best chart rank | — | #193 — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | One Finance, Inc. | Tapcheck Inc |
Customer experience
ONE@Work (formerly Even)
Tapcheck
User reviews
ONE@Work (formerly Even)
From 160K App Store ratingsWhat we love
- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service
Room to improve
- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information
Tapcheck
From 57K App Store ratingsWhat we love
- 🚀 Instant/next day transfer
- 👍 Convenient when needed
- 💡 On-demand earnings
- 🤗 Helpful customer service
Room to improve
- 🐛 Sync/update issues
- 💰 High transaction fees
- 🤖 Poor chatbot support
- 🤔 Limited daily/pay period limits
Bugs and requests
ONE@Work (formerly Even)
Reported bugs
3 issues- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions
Requested features
4 requests- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies
Tapcheck
Reported bugs
3 issues- Balance not resetting properly
- Login/ID verification issues
- Delayed fund availability
Requested features
3 requests- Allow access to full paycheck amount
- Automatic sync of hours/earnings
- Live agent support option
In-app purchases
ONE@Work (formerly Even)
No in-app purchases
Tapcheck
No in-app purchases
Questions
Is ONE@Work (formerly Even) free?
Is Tapcheck free?
Which has better reviews, ONE@Work (formerly Even) or Tapcheck?
Do ONE@Work (formerly Even) or Tapcheck have ads?
Which is updated more often, ONE@Work (formerly Even) or Tapcheck?
Other comparisons
