ONE@Work (formerly Even) vs Grid Money

ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.

Keep more of your paycheck and get cash when you need it with Grid. No interest, credit checks, or late fees. Just a simple $10/month for Grid+. CASH ADVANCES Get an advance when you need extra cash between paychecks. Up to $200* per advance with our Levels program. No credit checks needed and always transparent pricing. STOP OVERPAYING YOUR TAXES Keep fixes your withholdings so you're paying the right amount of tax every payday. More in every paycheck instead of one big refund next April. No interest, no repayment — it's your own money. NO CREDIT CHECKS Sign up is fast and easy through the app. Need help? We're always here to help. Reach out to us at support@getgrid.app *You must meet eligibility requirements to obtain an Advance. Your initial Advance limit will be less than $200 and may increase gradually over time. Advance limits are based on your account activity and balance(s), your direct deposits, your history of timely Advance repayments, your income and tax refund projections, and other risk-based factors. Your eligibility and Advance limit are evaluated regularly and may change at any time. You may only take one Advance at a time. Grid does not offer loans or credit products. There is no APR, no finance charge, and no loan obligation.