ONE@Work (formerly Even) vs myFlexPay (powered by Stream)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONE@Work (formerly Even)
Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.
- Access earned wages early
- Track earnings per shift
- Automatic paycheck savings
- Budgeting tools
- View work schedule
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ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.
myFlexPay (powered by Stream)
Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.
- Access earned wages anytime
- Real-time earnings tracking
- High-interest savings accounts
- Consolidated spending insights
- Exclusive discounts
- AI money coach
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Access your earned wages instantly instead of waiting for payday. No more overdraft fees, high-interest credit cards, or financial stress. myFlexPay (powered by Stream) partners with your employer to help you save, budget, borrow, and get paid on your schedule. Key Features: * Flexible pay - Access earned wages anytime. Instant transfers for a small fee or free standard transfers (1-3 days) * Real-time tracking - View your shifts and earnings as they happen * Smart saving - Market-leading interest rates on easy-access accounts * Spending insights - Monitor all bank accounts in one place * Exclusive discounts - Deals from hundreds of brands * Tax Optimizer - W4 calculator * Benefits checker - Discover eligible government benefits * AI money coach - Personalized financial guidance How It Works: Download the free app, log in with your employer credentials, and request transfers when needed. Your employer pays you normally, minus any advances taken. Note: Requires employer partnership with myFlexPay (powered by Stream).
Screenshots
Verdict
ONE@Work (formerly Even) and myFlexPay (powered by Stream) both sit at 4.9 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 34% of myFlexPay (powered by Stream)'s. ONE@Work (formerly Even) also leads on monetization model (free vs free with in-app purchases) and ratings volume (160K vs 8.2K). myFlexPay (powered by Stream)'s advantage is update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ONE@Work (formerly Even) against 4.9 for myFlexPay (powered by Stream). That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 8.2K, so its average is the more settled of the two. Written reviews are what separate them: 86% of ONE@Work (formerly Even)'s written reviews are positive against 34% of myFlexPay (powered by Stream)'s.
ONE@Work (formerly Even) ships an update fortnightly, myFlexPay (powered by Stream) weekly. Both last shipped on September 24, 2026.
| Parameter | ONE@Work (formerly Even) | myFlexPay (powered by Stream) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (160K ratings) — better | 4.9 (8.2K ratings) |
| Positive reviews | 85.6% of reviews — better | 33.8% of reviews |
| Number of ratings | 160K — better | 8.2K |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | One Finance, Inc. | Stream Platforms, Inc. |
Customer experience
ONE@Work (formerly Even)
myFlexPay (powered by Stream)
User reviews
ONE@Work (formerly Even)
From 160K App Store ratingsWhat we love
- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service
Room to improve
- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information
myFlexPay (powered by Stream)
From 8.2K App Store ratingsWhat we love
- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer
Room to improve
- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup
Bugs and requests
ONE@Work (formerly Even)
Reported bugs
3 issues- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions
Requested features
4 requests- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies
myFlexPay (powered by Stream)
Reported bugs
4 issues- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features
Requested features
4 requests- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration
In-app purchases
ONE@Work (formerly Even)
No in-app purchases
myFlexPay (powered by Stream)
No in-app purchases
Questions
Is ONE@Work (formerly Even) free?
Is myFlexPay (powered by Stream) free?
Which has better reviews, ONE@Work (formerly Even) or myFlexPay (powered by Stream)?
Do ONE@Work (formerly Even) or myFlexPay (powered by Stream) have ads?
Which is updated more often, ONE@Work (formerly Even) or myFlexPay (powered by Stream)?
Other comparisons
