FlexiPurchase vs Ailo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FlexiPurchase
Manage your expenses effortlessly on the go. Capture expense data, photograph receipts with OCR extraction, and track card purchases. Code, submit, and approve expenses directly from your mobile device with banking-grade security.
- Capture expense data
- Scan receipts with OCR
- Track card purchases
- Code and submit expenses
- Approve expenses
- Receipt image library
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The new way to manage your expenses with FlexiPurchase All the FlexiPurchase functions you’re used to are now at your fingertips – making it easy to manage your expenses on the go, as they come up. The new FlexiPurchase App lets you view, code and approve expenses, all on your iPhone or iPad. Taking care of business Expenses don’t just come up when you’re at work on your computer, they happen when you’re out and about. And with the FlexiPurchase App, you can take care of cash and card expenses the same way. Using mobile and cloud technology on your device, the App lets you: * Capture expense data. * Take photos of your receipts. Powerful Optical Character Recognition (OCR) technology then extracts the key data, and links your receipts with your expenses. * Keep track of your receipts in the image library. * View your card purchases, as well as any policy or approval rules associated with your expenses – all on the same screen. * Code, submit and approve expenses. The App’s backed by a banking-grade security system too, so you can manage everything with confidence. Already have FlexiPurchase? Just download the App onto your device, and create your mobile PIN. Then you’re good to go.
Ailo
This platform connects property investors and renters with their property managers, offering enhanced transparency and control. It facilitates faster rent payments, expense tracking, and direct communication for efficient property management.
- 24/7 fund access for investors
- Instant rent payment visibility
- Direct communication with property managers
- Faster repair reporting for renters
- Multiple payment options
- Paperless inspection tools
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You deserve a great property manager. And great property managers use the Ailo platform to give their property investors and renters unprecedented transparency, more control, and better choices. The Ailo app was designed to help property investors and renters stay even more connected with their rental property – and their property manager! **WHY PROPERTY INVESTORS LOVE AILO** PAY OFF YOUR MORTGAGE SOONER * Direct access to your funds 24/7 * See the moment rent is paid, even before it’s cleared by the banks * Instantly transfer available funds to your bank account, instead of waiting until end-of-month (using New Payments Platform technology) so you can pay off your mortgage sooner 24/7 VISIBILITY, ON-DEMAND ACCESS * Instant access to all of your real-time balances, statements, bills, and inspection reports * See upcoming bills and expenses, so there's no end-of-month surprises * A direct line to your property manager via Messages, so you can collaborate and problem solve faster and minimise vacancy rates MORE & BETTER INVESTOR CHOICES * Set your cash flow preferences, including when and where your funds are deposited, and how bills are paid * Nominate how you want to balance income, expenses and reporting across your property portfolio * Choose to pay your bills via credit card, debit card, direct debit or with rental income, and it will all appear on your EOFY statement at tax time **WHY RENTERS LOVE AILO** REPORT & RESOLVE REPAIRS FASTER * Get a direct line to your property manager via Messages * We measure your property manager’s response times to your messages to help them improve their service UNLOCK MORE FAST, SECURE PAYMENT OPTIONS * Unlock more payment methods in addition to other options offered by your property manager, including direct debit, debit card, credit card, and Centrepay. * Easily split rent with housemates SEAMLESS, PAPERLESS INSPECTIONS * Collaborate with your housemates and share the load on the inspection * Add your own time-stamped photos, notes and electronic signature directly in your app MORE VISIBILITY INTO WHAT’S GOING ON * Always know when your next rent payment is due and how much you owe * See a log of all your past rent payments, bills, and messages to your property manager
Screenshots
Verdict
The clearest difference is update cadence: Ailo at every 2 weeks against FlexiPurchase's every 3 months. Ailo also leads on ratings volume (33 vs 2) and rating (4.2 vs 4.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ailo holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Ailo has 33 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 9% of FlexiPurchase's written reviews are positive against 6% of Ailo's, so the app with the better star average is not the one people write more warmly about.
FlexiPurchase ships an update every 3 months, Ailo every 2 weeks. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.
| Parameter | FlexiPurchase | Ailo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 4.2 (33 ratings) — better |
| Positive reviews | 8.8% of reviews — better | 6.3% of reviews |
| Number of ratings | 2 | 33 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.7.11 | 15.1 — better |
| Further details — not scored | ||
| Size | 171 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | NAB | Ailo Pty Ltd |
Customer experience
FlexiPurchase
Ailo
User reviews
FlexiPurchase
From 2 App Store ratingsWhat we love
- 👍 Easy to upload receipts
- 👍 Good for basic expense tracking
- 👍 Works well on iPad
- 👍 Saves time on receipt scanning
Room to improve
- 🐛 Constant crashing
- 🐛 Frequent account lockouts
- 🐛 Password issues (expiration, reset)
- 🐛 Clunky and complicated interface
- 🐛 Slow upload speeds
Ailo
From 33 App Store ratingsWhat we love
- 🚀 User friendly
- 🚀 Easy to navigate
- 🚀 Convenient for property owners
Room to improve
- 🤑 Excessive fees for tenants
- 🐛 Slow payment processing
- 🤖 Deliberately inconvenient for manual payments
- 🤔 Lack of transparency around fees and policies
- 🤯 Forced usage by rental agencies
Bugs and requests
FlexiPurchase
Reported bugs
73 issues- Constant crashing when saving
- App locks for no reason
- Freezing when adding receipts
- Randomly closing during use
- Auto receipt attachment disappeared
Show 68 moreShow fewer
- Temporary locked account error
- Can't split GST
- MFA is a mess
- Notifications don't work
- Password expires too often
- No Face ID
- Hard to sync two factor verification
- Password not recognised every month
- Constantly having to reset password
- Face ID keeps dropping off
- Cannot change password right now
- Ability to link receipts to charges rarely works
- Cannot see image when attaching manually
- Last update removed ability to change users
- Locked out of accounts
- App stuck on one account
- No one answering queries when emailed
- Worse after 2 factor authentication
- Constantly crashes while coding transactions
- OCR receipts cannot be unlinked
- Unlink button is missing
- Cannot unlink incorrect receipt attachment
- App is unstable
- Takes multiple attempts to get receipts to load
- Does not auto link receipts to transactions
- Doesn't seem to let you load another receipt easily
- Upload speed for images is very slow
- Risk of upload not finishing
- Not a remind me of my password option
- Not able to allocate expenses to cost centres
- iOS 17.1.1 - App does not launch
- Network connection is not secure error
- App won't update
- Fails to upload receipts despite success message
- Forced updates
- Constant password updates
- Getting locked out of app
- Issues uploading receipts
- Makes me change password and locks account
- Automatically sends receipts to 'pending approval' before finished
- TouchID/FaceID features are awkward
- No connection with app and mobile website
- Promo banner over password reset options
- Spend wizard too many screens
- No way to search expense templates
- No way to bulk delete expense templates
- Cannot easily change GST
- Tiny buttons down the bottom
- Too many steps per process
- Getting increasingly slow
- Won't accept new password
- OK button stays greyed out
- Takes a bit to load when switching screens
- Takes a bit to load when adding picture
- QR option wouldn't work
- Error every time trying to code a purchase
- Next button missing on iPhone
- Too many steps to take a pic of a receipt
- Messages slide down over screen
- Error to submit as 'you have not filled in enough fields'
- Cannot change the relevant coding cost code
- Cannot update receipt status via app
- App does not record comments/expenses onto website
- No ability to code txns
- Taking up too much space on phone
- Cannot code the expenses
- Cannot change the expense coding from default
- Cannot complete on the app as doesn't allow 'receipt status'
Requested features
22 requests- Allow PDF receipt upload
- Implement Face ID/Touch ID
- Add push notifications
- Improve password management
- Allow PDF receipt upload
Show 17 moreShow fewer
- Add PDF upload option
- Allow for more than one receipt
- Improve GST adjustment
- Add unlink button for receipts
- Allow coding of transactions
- Full functionality on app (like website)
- Ability to change expense coding
- Ability to update receipt status
- Sync comments/expenses to website
- Search for expense templates
- Bulk delete expense templates
- Type in segments
- Return or reject submitted claims
- Notification counter badge on app icon
- Improve user interface design
- Faster loading times
- Revert receipt photographing to old version
Ailo
Reported bugs
3 issues- Incorrect rent calculations and payment status
- Unreliable notifications
- Compatibility issues with older devices
Requested features
4 requests- Ability to save payment details without fees
- Faster payment processing
- Clearer communication of fees and policies
- Option to pay rent directly without using the app
In-app purchases
FlexiPurchase
No in-app purchases
Ailo
No in-app purchases
Questions
Is FlexiPurchase free?
Is Ailo free?
Which has better reviews, FlexiPurchase or Ailo?
Do FlexiPurchase or Ailo have ads?
Which is updated more often, FlexiPurchase or Ailo?
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