Comparison

Booster NZ vs Xero Verify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Booster NZ

Manage your KiwiSaver, investments, and daily spending all in one place. Track your wealth, link bank accounts, and access smart financial tools and educational resources to improve your money management.

Highlights
  • KiwiSaver account management
  • Investment tracking
  • Daily spending management
  • Link bank accounts
  • Financial snapshot
  • Budgeting tools
  • Educational resources
Features
Read full description

Manage your KiwiSaver account, track your wealth and more with the Booster NZ app. And for those who want to save and spend better there’s Savvy, also in the Booster app. Elevate your finances with Booster NZ and Savvy. Take control of your finances with the Booster NZ app, your one-stop solution for managing your KiwiSaver account, SuperScheme, investments and daily spending. Download now for a bird's-eye view of your finances, helping you to take control anywhere, anytime. And get Savvy in the Booster NZ app – Savvy’s the investment account with a sweet return, linked to a debit card and smart app for your day-to-day spending, with no card or monthly account fees*. Savvy, it’s your money, smarter. Booster NZ: Unified account management: View and manage your KiwiSaver account, SuperScheme, investments and daily expenses with Booster in one place. See your KiwiSaver account balance, make contributions and track government contributions, as well as keep an eye on your fund’s performance. Whether you're at home or on the move, get on-the-go money management and stay in control of your finances. Financial snapshot: Link your bank accounts, add details of your shares, property and other investments to get a complete view of your money. Smart financial tools and educational resources: Access free tools like the mybudgetpal to get a better understanding of your spending habits. Learn about managing your money with our comprehensive resource library, including videos and articles. Savvy: Take your savings to the next level. Savvy puts you in control of your money, learning how you spend and helping you save better with a suite of powerful tools. With Savvy, you can get more out of your money. Track where your money is going, with the convenience of a smart money app, spend with the convenience of a Mastercard debit card and get paid competitive returns on every dollar in your account. The Booster Savvy Scheme (‘Savvy’) is not a bank account and Booster is not a registered bank. Savvy is a managed fund and Booster Investment Management Limited is the manager and issuer of Savvy. Savvy’s Product Disclosure Statement and other important information about Savvy (including a comparison highlighting some of the differences between Savvy and a bank account) is available at boostersavvy.co.nz. *Some other fees, such as international transaction fees and card replacement fees, may apply. Booster Investment Management Limited is the manager and issuer of the Booster KiwiSaver Scheme (‘Scheme’). The Scheme’s product disclosure statements are available at booster.co.nz Who we are We’re a Kiwi financial services company founded in 1998. We’re committed to helping New Zealanders make sense of money. Our app is just one step on that journey. Follow us Web: www.booster.co.nz Facebook: www.facebook.com/boostermoneynz/ LinkedIn: www.linkedin.com/company/booster-nz More info When you download any app provided by Booster, you agree to the Booster terms and conditions and any changes to these terms and conditions without notification. Feedback? Want to help to make the Booster NZ app better? Please tell us what you like or how we could improve by: • emailing us at info@booster.co.nz • sending feedback through the app. Check out our FAQs: www.booster.co.nz/app-faqs Fix problems with our troubleshooting guide: www.booster.co.nz/troubleshooting

About

Xero Verify

Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.

Highlights
  • Push notification authentication
  • Generate offline verification codes
  • QR code setup
  • Secure Xero account logins
  • Multi-factor authentication
Features
Read full description

This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/

Screenshots

Booster NZ4 screens
Xero Verify3 screens

Verdict

The call

The clearest difference is rating: Booster NZ at 5.0 against Xero Verify's 1.4. Booster NZ also leads on review sentiment (55% vs 15%). Xero Verify's advantage is monetization model (free vs free with in-app purchases) and ratings volume (205 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Booster NZ holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: Xero Verify has 205 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 55% of Booster NZ's written reviews are positive against 15% of Xero Verify's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Booster NZ versus Xero Verify: the parameters behind the verdict, then further details
ParameterBooster NZXero Verify
PriceFreeFree
Rating5.0 (3 ratings) — better1.4 (205 ratings)
Positive reviews54.5% of reviews — better14.7% of reviews
Number of ratings3205 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size42 MB10 MB
Age rating4+4+
DeveloperBooster Financial Services LtdXero Ltd

Customer experience

Booster NZ

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews33 reviews
Positive54.5%
Neutral6.1%
Negative39.4%

Xero Verify

All ratings205 ratings
Positive11.2%
Neutral0.5%
Negative88.3%
Written reviews252 reviews
Positive14.7%
Neutral2.0%
Negative83.3%

Bugs and requests

Booster NZ

Not enough reviews yet to summarise bugs or requests.

Xero Verify

Reported bugs

3 issues
  • Codes not working
  • Repeated login issues
  • Sync problems between app and web

Requested features

3 requests
  • Option to use SMS/email for 2FA
  • Integrate with existing authenticator apps
  • Provide more flexible security settings

In-app purchases

None

Booster NZ

No in-app purchases

None

Xero Verify

No in-app purchases

Questions

Is Booster NZ free?
Booster NZ is free to download, with no in-app purchases.
Is Xero Verify free?
Xero Verify is free to download, with no in-app purchases.
Which has better reviews, Booster NZ or Xero Verify?
Booster NZ is rated higher. Booster NZ averages 5.0 out of 5 from 3 ratings, while Xero Verify averages 1.4 from 205 ratings.
Do Booster NZ or Xero Verify have ads?
Neither Booster NZ nor Xero Verify shows ads.
Which is updated more often, Booster NZ or Xero Verify?
Booster NZ ships an update every 3 weeks, and Xero Verify every 3 weeks. Most recently, Booster NZ was updated on November 2, 2026 and Xero Verify on November 7, 2026.

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