Richart Life vs 第一銀行 iLEO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
Read full descriptionHide full description
我們持續優化各項服務的使用介面，除了既有的信用卡相關服務，新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務，將生活再升級！/立刻下載台新Richart Life，體驗台新銀行生活金融生態圈。 Richart Life特色說明： 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能，一手掌握個人日常服務，提供全方位的便利生活！ 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定，購物不再需要掏出錢包，使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換，屬於你的好康，就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便，另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知，確保交易安全。 6.優惠券好康 刷卡優惠隨時查，領券即享優惠，好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤，請撥打台新客服更新02)2655-3355。 為保障您的使用安全，建議您應於行動裝置上安裝防毒軟體，以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
第一銀行 iLEO
A mobile banking app designed for digital natives, offering a simple, fast, and intuitive interface. It provides essential financial tools and services tailored for everyday use, with an English option for international users.
- Simple and intuitive interface
- Fast and efficient transactions
- Tailored for digital natives
- English language support
- Daily financial management
Read full descriptionHide full description
第一銀行推出專屬數位族群行動銀行APP「iLEO」，以「簡單、快速、創新、最懂你」為核心價值，強調介面簡潔、操作直覺化、直白的語言及小粉獅吉祥物元素，為數位原生世代量身打造日常金融的最佳夥伴！ The core value of iLEO is Simplicity, Speed, Innovation and Thoughtfulness. Furthermore, English is available on iLEO APP which is the best choice of the mobile bank in Taiwan for the users from oversea. ＊提醒您，為維護您的行動裝置安全性，建議安裝防護軟體。 ＊自2023年10月1日起，iLEO裝置綁定服務調整為單一行動裝置僅允許1個存戶進行綁定，以強化客戶交易安全。 ＊若使用上有任何問題，歡迎撥打客服專線：(02)2181-1111與我們聯繫。
Screenshots
Verdict
The clearest difference is rating: 第一銀行 iLEO at 4.8 against Richart Life's 1.9. 第一銀行 iLEO also leads on review sentiment (52% vs 17%) and monetization model (ad-supported vs free with in-app purchases). Richart Life's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
第一銀行 iLEO holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: 第一銀行 iLEO has 133 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 52% of 第一銀行 iLEO's.
Richart Life ships an update every 4 weeks, 第一銀行 iLEO fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Richart Life | 第一銀行 iLEO |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (21 ratings) | 4.8 (133 ratings) — better |
| Positive reviews | 17.1% of reviews | 51.7% of reviews — better |
| Number of ratings | 21 | 133 — better |
| Update frequency | Every 4 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 250 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | Taishin International Bank | First Commercial Bank , Ltd . |
Customer experience
Richart Life
第一銀行 iLEO
In-app purchases
Richart Life
No in-app purchases
第一銀行 iLEO
No in-app purchases
