Dave vs Get Paid Early

Take your finances to the next level with Dave. You could pocket up to $500¹ with ExtraCash® and so much more. Dave Membership Information ¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com. UP TO $500 IN 5 MIN OR LESS¹ Remove extra stress with ExtraCash® up to $500. There’s no credit check, interest, or late fees. EXTRACASH 101 ExtraCash offers the ability to get between $25-500 when you’re in a pinch.¹ The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash, you’ll agree to a settlement date to pay your outstanding balance. ACCESS YOUR CASH INSTANTLY² You could get up to $500 when you download Dave, link a bank account, choose your amount, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll get instant cash. GET PAID EARLY Receive your paycheck in advance, up to 2 business days early when you set up direct deposit.³ SAY GOODBYE TO PESKY FEES Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.⁴ Enjoy the freedom to get money with no interest, no credit check, and no late fees. Dave provides a better path to your money than a traditional payday loan or cash advance. OUR MEMBERSHIP FEE There’s a small monthly membership fee that gives you full access to our suite of features. HAVE MORE QUESTIONS? Send us an email at support@dave.com. Disclosures related to the Dave app: ²Express fees apply to select instant transfers. See your fee schedule in-app. ³Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date. ⁴ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See https://www.moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply. General Terms See the Dave Checking Deposit Agreement and Disclosures and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019. Dave is not affiliated with payday loan, instant cash advance, or other money apps to access paycheck early with an instant payday, such as Albert, Brigit, CashApp, Chime SpotMe, Cleo, Earnin, Empower, FloatMe, Instacash, Kikoff, Klover, or MoneyLion.

ACCESS YOUR PAY IN REAL TIME – NO LOANS, NO INTEREST OR HIDDEN FEES, NO STRESS Stream is the simplest way to access your paycheck before payday—completely stress-free. Whether you're navigating surprise bills, unexpected expenses, or just need extra cash, Stream is here to help. Stream is not a loan—there are no credit checks, no interest, no late fees, and no tipping. Download Stream today and access your earned pay in minutes, 24/7. WHY CHOOSE STREAM? 1. Access Pay Instantly, Anytime Access your paycheck in real-time from your employer, whenever you need it—24/7. No waiting, no paperwork. 2. No Loans, Ever Stream is not a loan! There's no debt, no interest, and no hidden fees—just access to your earned pay. 3. Instant Cash Transfers Transfer your pay directly to your bank or debit card in seconds. Meet your financial needs without delay. 4. Build Better Financial Health Use Stream regularly to increase your access limits over time and manage your pay more flexibly. 5. Works Seamlessly with Most Employers Connecting Stream to your payroll provider takes just a few minutes. Once connected, you're ready to access your pay early. 6. No Credit? No Problem Stream doesn't rely on credit scores. Your income is all that matters. 7. No Membership Fees or Tips Unlike other services, Stream does not ask for tipping or recurring subscriptions. PERFECT FOR: • Workers who want to get paid early without hassle. • Those looking for fast cash access, 24/7, without interest, credit checks or late fees. • Anyone who values financial flexibility and control over their earnings. HOW STREAM WORKS: 1. Download the App – Get started in minutes. 2. Connect Your Employer – Stream works with most payroll systems. 3. Access Pay Early – Withdraw part of your paycheck anytime you need it. 4. Automatic Repayment – Automatically repayment on payday. ADDITIONAL BENEFITS: • 24/7 Availability: Access your pay anytime, day or night. • No Hidden Costs: Transparent and straightforward—what you see is what you get. • Quick Setup: Connect your payroll and access funds in just a few clicks. YOUR 24/7 FINANCIAL COMPANION Stream is here to help you navigate surprise bills, unexpected expenses, or anything life throws your way—24/7, without the stress of loans or credit checks. CONTACT US Have questions? Need assistance? We're here to help! Contact us at support@getstreamapp.com. Note: Stream is a financial services platform, not a bank. Approval depends on application review, and delays may occur during high-traffic times. While we aim to support everyone, not all applications can be approved. Download Stream now and enjoy financial freedom. Get started in less than 5 minutes!