Valu vs NBE Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
NBE Mobile
Manage your finances with advanced digital banking services. Review accounts, transfer funds, make payments, and apply for loans securely from anywhere, anytime.
- Review accounts and cards
- Transfer funds
- Make credit card payments
- Purchase/redeem certificates
- Use Fawry payment services
- Apply for credit cards/loans
- Biometric login
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The National Bank of Egypt offers you advanced digital banking services that enable you to complete your banking transactions easily and in complete security. Through the “NBE Mobile” service for individuals and corporate, you can perform many advanced banking services from anywhere and at any time. · Instantly review all types of accounts/investment certificates/savings certificates/mutual funds/prepaid cards/ credit cards. · Transfer funds between your various accounts within the Bank. · Transfer funds to other accounts with the Bank or with other banks (in local currency) using soft/hard token. · Make credit card payments. · Purchase/redeem investment certificates/savings certificates/mutual funds, and time deposits. · Use Fawry’s payment services “Fawry”. · Apply for credit cards/loans. · Request you Iscore. · Authenticate your transaction using a soft token. · Login using (Touch ID/Face ID )
Screenshots
Verdict
The clearest difference is rating: Valu at 3.3 against NBE Mobile's 2.7. Valu also leads on update cadence (every 5 weeks vs every 3 months). NBE Mobile's advantage is iOS requirement (12.0 vs 15.6). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valu holds the better App Store score, 3.3 against 2.7. Both are backed by a comparable volume of ratings — 458 and 668 respectively. Written reviews split almost evenly too, at 13% and 13% positive.
Valu ships an update every 5 weeks, NBE Mobile every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Valu | NBE Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (458 ratings) — better | 2.7 (668 ratings) |
| Positive reviews | 13.1% of reviews | 13.5% of reviews — better |
| Number of ratings | 458 | 668 — better |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 180 MB | 154 MB |
| Age rating | 4+ | 17+ |
| Developer | EFG Hermes | National Bank Of Egypt |
Customer experience
Valu
NBE Mobile
User reviews
Valu
From 458 App Store ratingsWhat we love
- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments
Room to improve
- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns
NBE Mobile
From 668 App Store ratingsWhat we love
- 🚀 Fast and much better interface
- 🔒 Secure with soft token
- 👍 Much better than before
Room to improve
- 🐛 Crashes and doesn't open
- 🐛 Slow performance and freezes
- 🐛 Bugs after updates
- 👎 Complicated and not user-friendly
Bugs and requests
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
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- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
Show 4 moreShow fewer
- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
NBE Mobile
Reported bugs
4 issues- App doesn't open or load after updates
- Endless loop of update requests
- Compatibility issues with iPads and older devices
- Login and security features not working properly
Requested features
3 requests- Display account activity in a better format
- Improve stability and reliability
- Enhance user experience and simplify the app
In-app purchases
Valu
No in-app purchases
NBE Mobile
No in-app purchases
