IdentityForce vs Lively Benefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IdentityForce
This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.
- Advanced Fraud Monitoring
- 3-Bureau Credit Report Monitoring
- Identity Restoration Experts
- Interactive Identity Alerts
- Encrypted Anywhere-Access
- Two Factor Authentication (2FA)
- Device Scanning with VPN
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The IdentityForce Mobile App, brought to you by IdentityForce, Inc., enables active members to take their Identity Theft Protection anywhere – world-class capabilities empowering you to spot fraud quickly with a snapshot view of all critical alert notifications. Depending on the IdentityForce Plan selected, members get access to Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, and identity restoration experts. Designed and influenced by our members through surveys and a preview community, IdentityForce has built and released a mobile app that features intuitive navigation with a zero-tolerance policy for advertising or promotional materials. IdentityForce’s top priority is security, and the mobile app features both Two Factor Authentication (2FA) and Touch ID. So no matter whether you are traveling overseas, away on vacation, or you just don’t want to be tethered to your desktop computer, IdentityForce Mobile makes sure you are protected anywhere, anytime. For nearly 40 years, IdentityForce, Inc. has provided best-in-class, highly scalable, award-winning identity theft, privacy, and credit protection solutions to consumers, businesses, and government agencies. A pioneer of identity protection, IdentityForce’s innovation and customer-centric approach has made the company a trusted partner for both organizations and individuals. Take your fraud protection to the next level with… • Convenient and confidence-boosting security • Encrypted anywhere-access • Interactive identity alerts • Secure storage edits & uploads • Timely fraud news & tips • Comprehensive device scanning including an encrypted virtual private network (VPN) To download the IdentityForce Mobile App, you need to be an active IdentityForce Member. You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service below. Learn more about IdentityForce at https://www.identityforce.com. Terms of Use: https://www.sontiq.com/terms-of-use/ Privacy Policy: https://www.sontiq.com/privacy-policy/ For technical support or questions, contact us at 1-888-439-7443.
Lively Benefits
Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.
- View important benefit information
- Manage account balance and transactions
- Initiate and verify claims
- Access eligible expense lists
- Secure login with 2FA and biometrics
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The Lively Benefits app brings the simplicity and signature user experience of the Lively platform to the palm of your hands. Easily manage your Lively benefits from anywhere through an unrivaled easy-to-use interface, even for the least tech savvy among us. Use the Lively app to: • View a single view of what’s important: Designed to tell you exactly what you need to know to make the most out of your Lively benefits and take timely action. • Manage your account on the move: Track account balance, access transactions history, manage your Lively debit cards*, and more. • Initiate claims and verify purchases: A paperless, easy claims verification process that guides you with clear instructions at every step. • Check what qualifies as eligible: Access the list of qualified expenses directly through your app. Our comprehensive list is always up-to-date and easy to access on the go. • Keep your data safe: Login security measures such as Two-Factor Authentication (2FA) and biometric credentials keep your account safe from unauthorized users. Lively is the benefit solutions provider that finally gets it right. We are committed to helping your Lively accounts reach their maximum potential through intuitive design, accessible customer support, and ongoing education. We hope you’ll give the app a try. Visit us at livelyme.com to learn more or contact Lively Support at support@livelyme.com. *HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa or Mastercard.
Screenshots
Verdict
The clearest difference is rating: Lively Benefits at 4.8 against IdentityForce's 3.0. Lively Benefits also leads on review sentiment (55% vs 13%) and ratings volume (9.3K vs 492). IdentityForce's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lively Benefits holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Lively Benefits has 9.3K ratings behind it against 492, so its average is the more settled of the two. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 55% of Lively Benefits's.
IdentityForce ships an update every 2 months, Lively Benefits every 3 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.
| Parameter | IdentityForce | Lively Benefits |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (492 ratings) | 4.8 (9.3K ratings) — better |
| Positive reviews | 13.1% of reviews | 55.1% of reviews — better |
| Number of ratings | 492 | 9.3K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.4 — better | 16.0 |
| Further details — not scored | ||
| Size | 40 MB | 58 MB |
| Age rating | 4+ | 12+ |
| Developer | IdentityForce, Inc | Lively, Inc. |
Customer experience
IdentityForce
Lively Benefits
User reviews
IdentityForce
From 492 App Store ratingsWhat we love
- 🚀 Fast alerts
- 🔒 Comprehensive identity protection
- 👍 Easy to use
Room to improve
- 🐛 Buggy app with frequent crashes
- 🔍 Limited app functionality compared to website
- 🤔 Delayed credit score updates
- 🤯 Frustrating login/authentication issues
Lively Benefits
From 9.3K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Seamless integration with Apple Wallet
- 👍 Elegant and intuitive app design
- 🚀 Convenient mobile access
Room to improve
- 🐛 Login issues
- 🐛 Crashes and glitches
- 🔒 Security concerns
- 🐛 Unreliable app performance
- 🔒 Invasive data collection
Bugs and requests
IdentityForce
Reported bugs
4 issues- App stuck in perpetual login loop
- Face ID/Touch ID not working
- Alerts not displaying properly
- Blank screens and server errors
Requested features
4 requests- Improve app stability and responsiveness
- Expand app features to match website
- Streamline login and authentication process
- Provide faster credit score updates
Lively Benefits
Reported bugs
7 issues- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens
Show 2 moreShow fewer
- Verification errors
- Delayed message syncing
Requested features
7 requests- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options
Show 2 moreShow fewer
- Easier 1099 tax form access
- Expanded device compatibility
In-app purchases
IdentityForce
No in-app purchases
Lively Benefits
No in-app purchases
Questions
Is IdentityForce free?
Is Lively Benefits free?
Which has better reviews, IdentityForce or Lively Benefits?
Do IdentityForce or Lively Benefits have ads?
Which is updated more often, IdentityForce or Lively Benefits?
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