Comparison

IdentityForce vs RMR Benefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IdentityForce

This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.

Highlights
  • Advanced Fraud Monitoring
  • 3-Bureau Credit Report Monitoring
  • Identity Restoration Experts
  • Interactive Identity Alerts
  • Encrypted Anywhere-Access
  • Two Factor Authentication (2FA)
  • Device Scanning with VPN
Features
Read full description

The IdentityForce Mobile App, brought to you by IdentityForce, Inc., enables active members to take their Identity Theft Protection anywhere – world-class capabilities empowering you to spot fraud quickly with a snapshot view of all critical alert notifications. Depending on the IdentityForce Plan selected, members get access to Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, and identity restoration experts. Designed and influenced by our members through surveys and a preview community, IdentityForce has built and released a mobile app that features intuitive navigation with a zero-tolerance policy for advertising or promotional materials. IdentityForce’s top priority is security, and the mobile app features both Two Factor Authentication (2FA) and Touch ID. So no matter whether you are traveling overseas, away on vacation, or you just don’t want to be tethered to your desktop computer, IdentityForce Mobile makes sure you are protected anywhere, anytime. For nearly 40 years, IdentityForce, Inc. has provided best-in-class, highly scalable, award-winning identity theft, privacy, and credit protection solutions to consumers, businesses, and government agencies. A pioneer of identity protection, IdentityForce’s innovation and customer-centric approach has made the company a trusted partner for both organizations and individuals. Take your fraud protection to the next level with… • Convenient and confidence-boosting security • Encrypted anywhere-access • Interactive identity alerts • Secure storage edits & uploads • Timely fraud news & tips • Comprehensive device scanning including an encrypted virtual private network (VPN) To download the IdentityForce Mobile App, you need to be an active IdentityForce Member. You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service below.  Learn more about IdentityForce at https://www.identityforce.com. Terms of Use: https://www.sontiq.com/terms-of-use/ Privacy Policy: https://www.sontiq.com/privacy-policy/ For technical support or questions, contact us at 1-888-439-7443.

About

RMR Benefits

Access and manage your health savings accounts (HSAs), flexible spending accounts (FSAs), and other benefits like commuter accounts. Easily view balances, submit claims by scanning receipts, and receive instant notifications for faster access to your funds.

Highlights
  • Manage HSA, FSA, HRA accounts
  • Scan-to-enter claims
  • Fast payments
  • Instant notices
  • View account balances
Features
Read full description

Your money, faster. It’s never been easier to use your benefits accounts—HSAs, FSAs, HRAs, commuter, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.

Screenshots

IdentityForce4 screens
RMR Benefits4 screens

Verdict

The call

The clearest difference is rating: RMR Benefits at 4.9 against IdentityForce's 3.0. RMR Benefits also leads on review sentiment (53% vs 13%). IdentityForce's advantage is monetization model (free vs ad-supported) and iOS requirement (12.4 vs 14). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RMR Benefits holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 492 and 904 respectively. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 53% of RMR Benefits's.

UpkeepUpdate frequency

IdentityForce ships an update every 2 months, RMR Benefits monthly. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
IdentityForce versus RMR Benefits: the parameters behind the verdict, then further details
ParameterIdentityForceRMR Benefits
PriceFreeFree
Rating3.0 (492 ratings)4.9 (904 ratings) — better
Positive reviews13.1% of reviews52.9% of reviews — better
Number of ratings492904 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.4 — better14
Further details — not scored
Size40 MB94 MB
Age rating4+4+
DeveloperIdentityForce, IncElevate CDB Inc

Customer experience

IdentityForce

All ratings492 ratings
Positive43.3%
Neutral10.2%
Negative46.5%
Written reviews107 reviews
Positive13.1%
Neutral10.3%
Negative76.6%

RMR Benefits

All ratings904 ratings
Positive98.0%
Neutral1.2%
Negative0.8%
Written reviews51 reviews
Positive52.9%
Neutral3.9%
Negative43.1%

User reviews

IdentityForce

From 492 App Store ratings

What we love

  • 🚀 Fast alerts
  • 🔒 Comprehensive identity protection
  • 👍 Easy to use

Room to improve

  • 🐛 Buggy app with frequent crashes
  • 🔍 Limited app functionality compared to website
  • 🤔 Delayed credit score updates
  • 🤯 Frustrating login/authentication issues

RMR Benefits

From 904 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient reimbursement process
  • 💡 Useful features
  • 🚀 Quick access to account information

Room to improve

  • 🐛 Buggy login/registration process
  • 🐛 Unreliable document upload functionality
  • 🐛 Glitchy user interface
  • 🔒 Concerns about privacy and security

Bugs and requests

IdentityForce

Reported bugs

4 issues
  • App stuck in perpetual login loop
  • Face ID/Touch ID not working
  • Alerts not displaying properly
  • Blank screens and server errors

Requested features

4 requests
  • Improve app stability and responsiveness
  • Expand app features to match website
  • Streamline login and authentication process
  • Provide faster credit score updates

RMR Benefits

Reported bugs

4 issues
  • Login page does not accept changes to receive verification code
  • Date of birth field defaults to current date and cannot be changed
  • Keyboard covers text boxes, preventing form completion
  • Inability to cancel transactions or access certain features

Requested features

4 requests
  • Add ability to view investment balance
  • Improve two-factor authentication process
  • Enhance search and help functionality
  • Allow dependents to be added for claims

In-app purchases

None

IdentityForce

No in-app purchases

None

RMR Benefits

No in-app purchases

Questions

Is IdentityForce free?
IdentityForce is free to download, with no in-app purchases.
Is RMR Benefits free?
RMR Benefits is free to download, with no in-app purchases.
Which has better reviews, IdentityForce or RMR Benefits?
RMR Benefits is rated higher. IdentityForce averages 3.0 out of 5 from 492 ratings, while RMR Benefits averages 4.9 from 904 ratings.
Do IdentityForce or RMR Benefits have ads?
Neither IdentityForce nor RMR Benefits shows ads.
Which is updated more often, IdentityForce or RMR Benefits?
IdentityForce ships an update every 2 months, and RMR Benefits monthly. Most recently, IdentityForce was updated on September 18, 2026 and RMR Benefits on September 21, 2026.

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